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Compare rental property mortgage programs

Coloans with no income proofmparing Our No Proof of Income Rental Property Loan Programs

This new offering is crafted with the active real estate investor in mind—someone who is not just focused on immediate profits but also values the potential for long-term appreciation through "acquire and hold" portfolios. Whether you're a seasoned investor expanding your empire or someone building a steady income stream for the future, this program provides the flexibility and freedom to grow without the typical financial hurdles.

What makes this program stand out is its innovative approach to lending. Unlike traditional programs that heavily scrutinize the revenue flow of rental units, our No DSCR (Debt Service Coverage Ratio) program looks beyond that. It’s strictly based on the intrinsic value of the property itself. This means you can make confident decisions without the pressure of meeting rigid cash flow requirements.

We understand that real estate investment is about seizing opportunities and staying agile. This program ensures that your regular return objectives aren’t constrained by unnecessary barriers. By focusing on the property's value rather than its current income, we empower you to maximize your potential, whether you're targeting undervalued properties, emerging markets, or prime locations with high appreciation potential.

With this forward-thinking approach, we’re not just offering a loan; we’re providing a tool to help you realize your vision, enabling you to focus on what matters most—building a portfolio that generates consistent returns today and substantial growth tomorrow.

APPLY NOW or Call us to find out more - 888-375-7977

 

Single Property Investor Series – DSCR Loan with No Proof of Income

Vacation Rentals – Short Term Rentals - AIRBNB - High-end Upscale Investment Housing

Program Structure:

 Offering Type:  Acquire, Rate Term Reborrow, Take-Profit & Reborrow
 Realty Type:  Single property, First Lien Only
 Loan Amount:  100K - 2M
 Program Terms:  5/1 – 7/1 – 30/30 – No Balloon
 Rate Range:  6.5% and up
 Amortization:  30 year – Full Term Interest Only
 LTV:  UP to 75% of value with 700 credit
 Property Based DTI:  NO
 Recourse:  YES
 Geography:  National: Most major MSA’s and secondary markets

Underwriting Guidelines:

 Property Type:  SFR, 2-4 units, condos (FNMA warrantable), townhomes
 Valuation Type:  1004/1007 URAR Standard with CDA Reconciliation
 Borrower FICO:  640 Minimum
 Seasoning:  6 Months on title for value
 Documentation:  Streamlined – NO Tax Returns
 Inventory:  Minimum of 4 months PITIA
 Prepayment Penalty:  Declining or 80% of 6 months Interest Payments
 Eligible Borrowers:  US Citizens/Permanent Resident Aliens/Foreign Nationals
 Ineligible:

Owner Occupied Homes

 

2nd GENERATION SECURITIZATION LOAN PROGRAMS

Flexible lending programs to meet your time horizons! Click here to view all our loan programs.

 

Rental Home Financing Investment Loans

 
Read 61654 times Last modified on Friday, 13 December 2024 18:45

    Serving Every State in America! Adding more to our gov surplus directory regularly.