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Now is the time to start remodeling and new home construction, lumber's 2022 all-time low!

Lumber prices are ripe for construction

Lumber prices in the US have decreased to lower than they were two years ago, meaning that purchasing a 2x4 is now the same price as it was before the pandemic-prompted construction surge.

Amazingly this will be providing investment opportunities for remodeling and new construction loans with build-to-rent financing.

This current decrease in lumber prices is good news for buyers and builders who had been struggling to keep up with the rapid increases over the past year.

It is also a reminder that the construction market is constantly changing, so it's important to stay up-to-date on the latest trends.

If you're thinking of starting a remodeling or construction project, now is a great time to buy lumber while prices are low.

You can save money on your project and make a wise investment that will pay off in the long run.

Last modified on Tuesday, 01 November 2022 06:25

Investors win during high interest ratesHigh-Interest Rates make Winners of Rental Home Investors & Consumers Lose

Real estate prices are greatly affected by interest rates because they determine how much people can afford to pay for a home. The rise of mortgage rates this year has slowed the housing market's rebound for consumers. Rental property owners will be pleased to know this, keep reading to learn more.

When interest rates are low, home prices are high because people can afford to borrow more money. The problem is that when interest rates go up, as they have been recently, home prices usually fall because people can't afford to borrow as much money. This is why investors tend to do well when interest rates are high and consumers tend to do poorly.

Rental property owners benefit from high-interest rates in two ways. First, when home prices fall, there are more renters because people can't afford to buy a home. This increases the demand for rental properties and allows landlords to charge higher rents. Second, when mortgage rates go up, it becomes more difficult for landlords to refinance their properties but the savvy investor knows the workaround for this, the DSCR loan with no ratio. For some investors, this means that they are more likely to stay put and continue to pay the higher interest rate with the ability to charge higher rent to make up for it rather than selling the property and taking a loss.

Last modified on Monday, 17 October 2022 16:41

top5 states to invest in octoberCurrent Mortgage Forecast and Buying Trends for U.S. States in October

We have compiled the top 5 States in America being searched for investment mortgages in October to provide high accounting earnings during the recession to compensate for today's mortgage rates.

Many investors and experts in the housing market are confident that market conditions will not be so unpleasant in the final months of 2022 as it was in previous parts of the year. Experts as noted below claim we could be seeing rates as low as 4.375%-5.7% in the fourth quarter of this year.

Last modified on Monday, 17 October 2022 16:04

definitions real estateWhat’s the Difference Between Realtors, Real Estate Agents, & Brokers?

The likelihood that you'll work with a real estate agent,  broker,  or realtor at some point in the real estate business is pretty good. These are phrases and titles that get a lot of usage, often interchangeably. However, there are significant distinctions between them, as well as knowing what they represent.

Real Estate Investor Definitions

We'll go over what each term means and its main function in the real estate industry. All of these professionals are licensed to help you with different stages of renting, selling, or buying a property. Let's dig a little deeper:

Last modified on Monday, 17 October 2022 16:05

build to rent surgeMarket Surging SFR Built-to-Rent Construction

What is a build-to-rent home?

A build-to-rent home investment rental can look similar to an old suburban house. This includes many different buildings, such as apartments, condos, and even townhouses. The main difference is that these build-to-rent home loans are built specifically for the purpose of being rented out.

Benefits of Build-to-Rent (Development)

There are many benefits to this type of housing in the real estate market. For one, it can provide a more stable environment for renters. These properties are also generally well-maintained and often offer amenities that traditional rental properties may not have.

Last modified on Monday, 17 October 2022 16:07

Asset-Based Lending with Hard Money Loans

hard money lendingWhat is a hard money loan?

Hard money lending is a type of business financing for real estate investments where lenders extend loans to real estate investors using the value of the real estate and its income as collateral. It is sort of an asset-based loan that is flexible to get you the hard money loan you need fast

These real estate investment loans are a type of asset-based lending typically used by real estate developers for short-term financing opportunities or for properties that need rehabbing for rental properties, ie commercial real estate.

If you're a real estate investor looking for financing, hard money lenders should be one of your go-to options for asset-based lending. Here's what you need to know about hard money lending for investors.

How does asset-based lending work?

Hard money lending works by using the value of the real estate as collateral, which is why it is sometimes referred to as asset-based loans. Lenders will extend loans for real estate investing based on the value of the property, regardless of the borrower's credit score or income.

Last modified on Monday, 17 October 2022 16:07

Use Potential Rental Income to Qualify for a Loan

potential rental income for mortgageYes, we can help you get a rental income mortgage for rental property.

A rental income mortgage based on potential rental income for mortgage deals are available. We help you use potential rental income to help you get approved for an investment property without using your debt to income ratio from your W2. You don't need to worry about qualifying income to get into the rental property cash flow business.

This is not for a primary residence, the subject property will be considered commercial property owned through our no ratio DSCR loan (debt to income ratio). As a hard money lender, we have options with loan products that others just can't offer.

How does future rental income to qualify work?

Future rental income represents the total value of rental income for an apartment building or single property rental home at competitive market rates. This means the property does not need to be occupied by renters at the time of purchase.

When considering a rental property, as mortgage lenders we consider the future rental income of the investment properties. The predicted rental income is calculated as the monthly gross income, yes, this is how we have the rental income calculated. Future rental income and projected rental income instead of the actual rental real estate income.

For more information on how to get started with a rental property loan, please contact us.  888-375-7977

Last modified on Monday, 17 October 2022 16:14

Refi Lending for Credit-Challenged Investors

credit scoreWho is the best hard money loan lender to refinance with for the credit challenged?

The best mortgage lenders &  best refinance company is the best mortgage lenders for credit challenged! Among the top 2022 mortgage loan companies is RentalHomeFincing.com with international hard money loans. We can service loans with credit scores as low as 620.

As Hard money lenders, we specialize in helping those wanting to get into the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) and growing short-term rental market.

We can provide easy fast investment loans for anything from a single family home rental to a quad-plex, an apartment building, and even an entire commercial project of office buildings or strip malls.

The Best Mortgage Lenders Make Your Financial Dreams Come True

Have you ever wanted your own strip mall, apartment building, quadplex, or even just a single-family home rental but thought you would never qualify? We can help you achieve your dreams of becoming a real estate investor.

For anyone with a minimum credit score looking to refinance their investment property, rentalhomefinancing.com is the best choice. As short-term rental mortgage refinance lenders for those with less than-perfect credit, we have a wide range of programs to choose from.

Last modified on Monday, 17 October 2022 16:15

Short term rental trends

Short Term Rental Trends in 2022

Google Trends is Showing Profit Locations for Short-term Rentals

The holiday cottage in the country is now the hottest short-term rental trend in 2022. Sometimes you just need your space, and that space is sometimes making people profit.

You got your car rentals all figured out, vacation packages are taken care of by an instant booking through the real estate market, perhaps a visit to some nearby national parks as part of your top destinations list but all the bookings for vacation rentals, host service fee, and some sort of additional fees for your reservation and then a light comes on in you head. You could own a vacation rental and save all those holiday rent costs you would expect to pay as a guest.

Holiday Homes As  Short Term Rental Income

Vacation rentals can start to get expensive as the short term rental market grows. Business travelers who own holiday homes in urban areas can use them as vacation homes and as property owners, since it is their own home they can use it as a holiday cottage for the short term rental market. The average number of frequent business travelers to the same destination might do well to invest in a house that could be revenue each week.

Last modified on Monday, 17 October 2022 16:16
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