Thursday, 06 December 2018 00:00

Blanket Loan Pros and ConsIf you’re an advanced real estate investor whose goal is to create a robust portfolio, it’s almost impossible that you haven’t heard of blanket mortgages before.

They’ve become one of the most popular forms of funding for serious investors with growing portfolios. Still, that doesn’t mean they’re always the right choice for everyone.

So, before you take out a blanket loan, it’s worth taking a few minutes to consider both the pros and the cons associated with this type of unique mortgage.

Tuesday, 04 December 2018 00:00

4 Things Every Investor Needs to Know About a Blanket MortgageThere are a number of benefits that go along with being a real estate investor, not the least of which is high returns delivered on a consistent basis.

However, that’s not to say that investing in real estate isn’t without its challenges.

One of the most common with which investors struggle has to do with financing. Getting the best possible rates is obviously important, but so is picking the right type of loan. The wrong choice could turn an otherwise promising investment into one that falls short of its potential.

This is why the blanket mortgage has become such a popular choice among experienced investors.

Tuesday, 27 November 2018 00:00

How Many Mortgages Can I Have

At some point, every real estate investor ends up asking the same question.

It usually comes after they’ve purchased three or four properties and are really beginning to see the potential for a much larger portfolio, provided they can find the financing for it.

At this point, they begin to wonder, “just how many mortgages can I have?”

Sound familiar?

If your real estate portfolio is coming along and you don’t want to stifle its growth, then finding out how many mortgages you can have is the natural next step.

Thursday, 08 October 2015 00:00

Planning to Buy a Fixer-Upper Property?

fixer upper property loansRead this first
The idea of continuous transformation makes humans innovative. For this exact reason, they purchase fixer-uppers. But are fixer-uppers always a good idea when it comes to
cash flow real estate investing? We review here.

What is a fixer-upper property?

First, let’s find out what do we mean by “fixer-upper.” A fixer upper is a home that requires either minor or major rehabilitation before it can be used for its certain purpose. The repairs needed by a fixer-upper can vary from a coat of fresh paint to an entirely new roof.

Tuesday, 16 June 2015 00:00

Here are 10 Questions that Your Home Inspector Should Answer

home inspectionA home inspector plays an important role in your buy-to-rent property purchase. Below are 10 important questions that you must ask a home inspector before hiring them:

 

1. What does your inspection cover?

The inspector should ensure that their inspection and inspection report will meet all your requirements and will comply with the code of ethics. You should be able to ask any questions and check if all the areas are inspected or not.

Tuesday, 26 May 2015 00:00

7 Relatively Unknown Benefits of Investing in a Single-Family Home

single family homeReal estate investment is considered as one of the best business practices one can make with their money. This year, general contractors have seen a jump in investing for single-family homes as compared to other types of real estate.  The price of a single-family rental home looks more attractive for beginer investors and adds a great start to a portfolio or quick portfolio add-on.

It's no surprise why there are so many investment opportunities in this market, as home prices experienced a major drop in certain areas in Canada. Read on for benefits of investing in a single-family home:

Friday, 16 December 2016 00:00

south carolina real estate topSouth Carolina's warm climate, beautiful beaches and multitude of golf courses, has become the a retirement mecca of the mid-south. Rental home investors, retirees and second-home owners are in love with North Carolina's real estate affordability. 

South Carolina's population is over 4.7 million and rapidly growing, with the tenth-fastest population growth rate in the nation at nearly 4.5%.  Speaking of rates, our rates for South Carolina investment property are highly competitive, conact us today to learn more.

South Carolina has three profitable secrets for real estate. Consider a blanket loan from us when checking out South Carolina Investment properties, we also can help you get started with stated income loans. We are looking intensly at South Carolina as an investment property promised land. We think you will too.

Keep reading to discover what we think are the TOP 3 reasons to buy in South Carolina.

Wednesday, 22 July 2015 00:00

Foreclosure Homes

foreclosuresHardcore real estate investors kept their eagle eye on various property deals to get the most out of their investment. For most of the real estate investors turned landlords, a foreclosure home is always a lucrative deal.

Reason being, they are cheap – the lower the price, the better deal a landlord gets. Foreclosure is a legal process in which a homeowner's right to its property are declared null due to failure to pay the mortgage and the property gets eligible for a foreclosure auction.

Since these homes are cheap as compare to other properties, landlords or property investors find it quite tempting. But, remember apart from some great opportunities, there are also some challenges associated with a foreclosure home. Have a look at a few challenges that you should look out for when buying a foreclosed home:

Friday, 24 April 2015 00:00

Why Real Estate Investors Should Consider Property Insurance Coverage

safety netRental real estate is one promising investment, featuring the dual advantages of rental income and long-term capital growth. However, as risk always comes with a reward, a real estate investor must be adequately protected from the unforeseen — with property insurance coverage.

If you think that finding a good tenant for your property will melt away all your troubles, think again. If you own a real estate property, you need to realize the unique risks you may face. And more importantly — how to shield against them.

Thursday, 29 November 2018 00:00

Three investor Financing OpSeasoned real estate investors will tell you that it takes a lot of work to build a successful portfolio.

As the old saying goes, real estate is all about, “location, location, location.”

Of course, the actual homes themselves are an equally important factor that must be considered. Even when the investor intends to flip the property, they must first think through all the work and money involved before deciding it will be worth it to proceed.

Then there’s one of the most overlooked factors: investor financing.

While money is always a part of the equation, how that money is acquired doesn’t always get its due.

Wednesday, 15 August 2018 00:00

LLC for Single Family Rental Properties

Single family rental properties offer a number of advantages to the owner.

Generally, the time between when you acquire one and when you can begin renting is minimal – meaning cashflow begins ASAP.

Nonetheless, many provide great returns with low overhead and the promise of tremendous resale values.

However, the means by which you own one of these properties will have just as big an impact on your portfolio as the actual home itself.

That’s why most investors choose to use an LLC for single family rental properties.

Friday, 09 December 2016 00:00

profits investorsReal estate investing has three primary vectors to increased profits, there are a few other niche avenues but for the most part, it boils down to these three points.

The three primary real estate profit venues:

  1. Property value
  2. Rental income
  3. Property services income
Monday, 19 October 2015 00:00

3 Important Roles of Your Property Manager

property managementA decision that a landlords faces: Should I hire a property manager? Before answering this question lets first find out what exactly is property management. You will also learn about other related terms like landlord lender, what is a good cap rate and much more.

Landlords have to manage their real estate properties, and it is the management that decides how efficiently their business runs. They have an option to hire external help – for instance, property managers. Even so, it is still important to learn what a good property management involves in order to effectively distinguish a bad property management team from a good one.

Let’s take a look at this question from a different viewpoint: What does good property management mean?

Tuesday, 13 October 2015 00:00

Don't Risk Costly Vacancies - Hire Property Managers to Successfully Raise Rents

 

vacantRental property owners or people investing in rental property are often surrounded by the thoughts whether they will be able to make considerable money through their rentals. Investing in rental property is different from other forms of investment, since it has a distinct ''human'' element involved.

Unfortunately, some investment property investors don't pay much heed to this element and fail to maintain rental property and make income from it. There is one person who can help landlords get out of the property maintenance fuss and guide about which tenant can easily absorb a rent increase that is - the property manager.

 

Thursday, 08 October 2015 00:00

A good property manager is more important than most think.

property managerProperty managers are not the most loved persons in rental property arena. Becoming a landlord is a tricky situation to be in especially if you are new to the job. Tenants and owners both have complaints against their property managers. But successful property managers pull off the job with a swift hand and make things click.

As you are becoming a landlord, you need to know what common problems people face and see how you can approach them. Here are 7 common problems that will help you get started.

Tuesday, 28 August 2018 00:00

The 4 Top Single-Family Housing Real Estate Markets in America

single family housing marketsLocation. Location. Location.

Everyone knows that’s the most important consideration when buying a home.

The problem is that there are countless locations from which to choose.

Where do you even begin when it comes to such an important decision?

Well, if you’re looking to add a home to your rental portfolio, you have a huge advantage: in terms of location, all you care about is ROI.

What markets will offer you the best returns?

Fortunately, the top single-family housing real estate markets in the country will give you some very attractive options.

Friday, 10 August 2018 00:00

opportunity zones

 

  • Would you love to add another rental property to your portfolio?
  • Are you having trouble with financing because you’re already stretched a bit thin?
  • Have traditional lenders decided you’ve reached your lending limit?

If this sounds familiar, it’s vital that you learn about Opportunity Zones right away. The aptly named legislation could be the best opportunity you have to add new, promising properties to your portfolio and enjoy an incredible tax break.

What Are Opportunity Zones?

All over the country, there are communities suffering from severe economic limitations. To make matters worse, these areas have very little hope of ever making much of a comeback – at least not on their own.

This is why many of them have been designated as Opportunity Zones. Anyone who invests in their economic revitalization may be qualified for preferential tax treatment.

Opportunity Zones were created by the Tax Cuts and Jobs Act on December 22, 2017. They were largely seen as an attempt to provide relief to those populations that depend on community development programs and affordable housing – people who may not have otherwise benefited greatly from the tax cuts.

One reason to be especially hopeful that this new legislation will reach its desired goal is because it lacks an authorized cap on how much capital may be made available through these investments.

This means an estimated $2.2 trillion worth of unrealized capital gains derived from stocks and mutual funds could be funneled into community revitalization.

Instead of individuals and corporations bearing the full brunt of their federal tax liability, they can defer or reduce it based on the sale of appreciative assets. All they need to do is reinvest those gains into an Opportunity Fund, which leverages its pooled capital for the sake of real estate and small businesses in distressed communities.

Better still, each Opportunity Zone retains their designation for 10 years. So, investors have until December 31st, 2026.

Furthermore, any investors who hold onto their investments in Opportunity Zones for a minimum of 10 years will be eligible for an increase in the Opportunity Fund’s basis equal to the investment’s fair market value based on the date it has been sold.

Therefore, in short, the government will ease an investor’s tax burden on any stocks or mutual funds they sell if they put the money into Opportunity Zones.

Where Are Opportunity Zones Located?

Opportunity Zones exist in 18 different states, though some of these offer more locations than others.

These states are:

 

  • American Samoa
  • Arizona
  • California
  • Colorado
  • Georgia
  • Idaho
  • Kentucky
  • Michigan
  • Mississippi
  • Nebraska
  • New Jersey
  • Oklahoma
  • Puerto Rico
  • South Carolina
  • South Dakota
  • Vermont
  • Virgin Islands
  • Wisconsin



    If you want to locate where the specific locations are in a state, check out this very handy map of opportunity zones.

 

Rental Property Tax Breaks Using Opportunity Zones

Opportunity Zones live up to their name for any investor who has stocks or mutual funds they’d like to offload without suffering the normal taxes for doing so.

In fact, many will most likely part with investments they had no intention of leaving simply so they can take advantage of a first-of-its kind opportunity.

One of the best examples of just how promising Opportunity Zones could prove for investors is rental properties. The legislation doesn’t put any limitations on using capital gains to fund investments in affordable rental housing.

As long as the residential real estate is located within an Opportunity Zone, it is fair game for investors. The only stipulations are that the property is:

  • New or Acquired after December 31st, 2017
  • Improved substantially
  • Meets the statute’s active conduct standard

Each of these is basically a given for any rental property inside of an Opportunity Zone, meaning savvy investors are facing a multitude of options at the moment.

Will You Take Advantage of Opportunity Zones While These Opportunities Still Exist?

Opportunity Zones are truly a unique opening for investors who want to own rental properties. There hasn’t been an opportunity remotely similar to this one since the New Market Tax Credit (NMTC) was crated back in 2000.

So, if you let this one pass you by, it could be another 20 years before you get another chance. Keep in mind, too, that the NMTC is limited by an annual allocation amount, which has been $3.5 billion per round of allocations in recent years.

Again, Opportunity Zones don’t have these kinds of limits. That’s why now is the time to take full advantage of this legislation.

If you’d like to transfer your gains directly into new rental properties, act now. Contact us today and we’ll walk you through the entire process.

 

 

 

 

 

Friday, 18 November 2016 00:00

Hoosier Rental Home Investment Markets

hoosierHoosier is the official demonym for a resident of the U.S. state of Indiana. The origin of the term was in general use by the 1840s, having been popularized by Richmond resident John Finley's 1833 poem "The Hoosier's Nest". Anyone born in Indiana or a resident at the time is considered to be a Hoosier. Indiana adopted the nickname "The Hoosier State" more than 150 years ago. "Hoosier" is used in the names of numerous Indiana-based businesses and organizations. "Hoosiers" is also the name of the Indiana University athletic teams. -Wikipedia

Overall, the 2016 investment rental housing market is looking great for Indiana and the country. Job growth is improving and other economic fundamentals are positive. Thus, consumer confidence should be high. 2016 should see the single-family housing market remain strong for both Indiana and the nation.

Indiana is very affordable in terms of real estate which makes it a solid addition to the portfolios of long term hold, income seeking investors.

 

Fastest Growing Population Centers
Indiana boasts some of the fastest growing population centers! Popular areas include Hendricks, Johnson Dearborn and Hamilton County. Fishers, IN has seen a 100% population boom since 2000.