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Real Estate Investors

Real Estate Investors (79)

News & helpful information for Real Estate Investors.

Now is the time to start remodeling and new home construction, lumber's 2022 all-time low!

Lumber prices are ripe for construction

Lumber prices in the US have decreased to lower than they were two years ago, meaning that purchasing a 2x4 is now the same price as it was before the pandemic-prompted construction surge.

Amazingly this will be providing investment opportunities for remodeling and new construction loans with build-to-rent financing.

This current decrease in lumber prices is good news for buyers and builders who had been struggling to keep up with the rapid increases over the past year.

It is also a reminder that the construction market is constantly changing, so it's important to stay up-to-date on the latest trends.

If you're thinking of starting a remodeling or construction project, now is a great time to buy lumber while prices are low.

You can save money on your project and make a wise investment that will pay off in the long run.

Last modified on Tuesday, 01 November 2022 06:25

Investors win during high interest ratesHigh-Interest Rates make Winners of Rental Home Investors & Consumers Lose

Real estate prices are greatly affected by interest rates because they determine how much people can afford to pay for a home. The rise of mortgage rates this year has slowed the housing market's rebound for consumers. Rental property owners will be pleased to know this, keep reading to learn more.

When interest rates are low, home prices are high because people can afford to borrow more money. The problem is that when interest rates go up, as they have been recently, home prices usually fall because people can't afford to borrow as much money. This is why investors tend to do well when interest rates are high and consumers tend to do poorly.

Rental property owners benefit from high-interest rates in two ways. First, when home prices fall, there are more renters because people can't afford to buy a home. This increases the demand for rental properties and allows landlords to charge higher rents. Second, when mortgage rates go up, it becomes more difficult for landlords to refinance their properties but the savvy investor knows the workaround for this, the DSCR loan with no ratio. For some investors, this means that they are more likely to stay put and continue to pay the higher interest rate with the ability to charge higher rent to make up for it rather than selling the property and taking a loss.

Last modified on Monday, 17 October 2022 16:41

top5 states to invest in octoberCurrent Mortgage Forecast and Buying Trends for U.S. States in October

We have compiled the top 5 States in America being searched for investment mortgages in October to provide high accounting earnings during the recession to compensate for today's mortgage rates.

Many investors and experts in the housing market are confident that market conditions will not be so unpleasant in the final months of 2022 as it was in previous parts of the year. Experts as noted below claim we could be seeing rates as low as 4.375%-5.7% in the fourth quarter of this year.

Last modified on Monday, 17 October 2022 16:04

definitions real estateWhat’s the Difference Between Realtors, Real Estate Agents, & Brokers?

The likelihood that you'll work with a real estate agent,  broker,  or realtor at some point in the real estate business is pretty good. These are phrases and titles that get a lot of usage, often interchangeably. However, there are significant distinctions between them, as well as knowing what they represent.

Real Estate Investor Definitions

We'll go over what each term means and its main function in the real estate industry. All of these professionals are licensed to help you with different stages of renting, selling, or buying a property. Let's dig a little deeper:

Last modified on Monday, 17 October 2022 16:05

build to rent surgeMarket Surging SFR Built-to-Rent Construction

What is a build-to-rent home?

A build-to-rent home investment rental can look similar to an old suburban house. This includes many different buildings, such as apartments, condos, and even townhouses. The main difference is that these build-to-rent home loans are built specifically for the purpose of being rented out.

Benefits of Build-to-Rent (Development)

There are many benefits to this type of housing in the real estate market. For one, it can provide a more stable environment for renters. These properties are also generally well-maintained and often offer amenities that traditional rental properties may not have.

Last modified on Monday, 17 October 2022 16:07

Asset-Based Lending with Hard Money Loans

hard money lendingWhat is a hard money loan?

Hard money lending is a type of business financing for real estate investments where lenders extend loans to real estate investors using the value of the real estate and its income as collateral. It is sort of an asset-based loan that is flexible to get you the hard money loan you need fast

These real estate investment loans are a type of asset-based lending typically used by real estate developers for short-term financing opportunities or for properties that need rehabbing for rental properties, ie commercial real estate.

If you're a real estate investor looking for financing, hard money lenders should be one of your go-to options for asset-based lending. Here's what you need to know about hard money lending for investors.

How does asset-based lending work?

Hard money lending works by using the value of the real estate as collateral, which is why it is sometimes referred to as asset-based loans. Lenders will extend loans for real estate investing based on the value of the property, regardless of the borrower's credit score or income.

Last modified on Monday, 17 October 2022 16:07

Use Potential Rental Income to Qualify for a Loan

potential rental income for mortgageYes, we can help you get a rental income mortgage for rental property.

A rental income mortgage based on potential rental income for mortgage deals are available. We help you use potential rental income to help you get approved for an investment property without using your debt to income ratio from your W2. You don't need to worry about qualifying income to get into the rental property cash flow business.

This is not for a primary residence, the subject property will be considered commercial property owned through our no ratio DSCR loan (debt to income ratio). As a hard money lender, we have options with loan products that others just can't offer.

How does future rental income to qualify work?

Future rental income represents the total value of rental income for an apartment building or single property rental home at competitive market rates. This means the property does not need to be occupied by renters at the time of purchase.

When considering a rental property, as mortgage lenders we consider the future rental income of the investment properties. The predicted rental income is calculated as the monthly gross income, yes, this is how we have the rental income calculated. Future rental income and projected rental income instead of the actual rental real estate income.

For more information on how to get started with a rental property loan, please contact us.  888-375-7977

Last modified on Monday, 17 October 2022 16:14

Refi Lending for Credit-Challenged Investors

credit scoreWho is the best hard money loan lender to refinance with for the credit challenged?

The best mortgage lenders &  best refinance company is the best mortgage lenders for credit challenged! Among the top 2022 mortgage loan companies is RentalHomeFincing.com with international hard money loans. We can service loans with credit scores as low as 620.

As Hard money lenders, we specialize in helping those wanting to get into the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) and growing short-term rental market.

We can provide easy fast investment loans for anything from a single family home rental to a quad-plex, an apartment building, and even an entire commercial project of office buildings or strip malls.

The Best Mortgage Lenders Make Your Financial Dreams Come True

Have you ever wanted your own strip mall, apartment building, quadplex, or even just a single-family home rental but thought you would never qualify? We can help you achieve your dreams of becoming a real estate investor.

For anyone with a minimum credit score looking to refinance their investment property, rentalhomefinancing.com is the best choice. As short-term rental mortgage refinance lenders for those with less than-perfect credit, we have a wide range of programs to choose from.

Last modified on Monday, 17 October 2022 16:15

Improve Your Property - Cash Out Equity to Improve Profits

Cash out equity and use equity during recession, cash out refinance.Cash-out equity, use equity during a recession, cash out refinance to get ahead. In these tough economic times, many homeowners are looking for ways to cash out equity from their property in order to gain some extra cash. One way to do this is through a cash-out refinance.

How cash-out refinance works is by taking the existing monthly mortgage payments you have been making on your existing mortgage and a new mortgage is created allowing a cash-out refinance to provide you with extra money instead of taking out personal loans.

Equity Refinances

Equity refinances allow homeowners to cash out a portion of the equity they have built up in their homes. This can be a great way to get some extra cash to help during a recession. Loan requirements for rental property are easy and so is equity refinance.

A home equity loan is a loan that uses your home as collateral. You borrow a lump sum of cash and make fixed monthly payments over a set period of time. Home equity loans typically have lower interest rates than other types of loans, making them a good choice if you need cash for a specific purpose depending on how much cash you may need.

Last modified on Monday, 17 October 2022 16:18

How to Finance a Home into Income Property - What are my options?

Financing HomeFinancing home

Financing home loans are not as confusing as one might think. Financing a home into income property can be a great way to make some extra money each month. There are a few things you need to consider when financing your home in this way, though.

Here are a few of your options to consider: Issues of the purchase price, down payment, conventional loans vs other loans, mortgage insurance premiums, closing costs, fixed-rate mortgage vs adjustable rate mortgages... it seems a lot to take in but we are here to help turn your home into passive income with a mortgage program to help break past your current income limits.

Last modified on Monday, 17 October 2022 14:38

Loan Guide for Short Term Vacation Rental Financing

Short Term Vacation Rental FinancingShort term vacation rental financing

A great way for investors to get into the vacation rental market is with Short term vacation rental financing. By financing short-term rentals, investors can help boost their income from new properties by getting them up and running quickly, without having to wait for long-term financing to become available.

This can be a great way to get started in the vacation rental market, and can help you make the most of your investment with a hard money loan.

Short-term rental property?

The use of short-term rental property is great for generating real estate wealth. Short-term rentals with regular bookings may outperform the longer term. This is an ideal place to relax. If you are in the vicinity of a favorite tourist attraction, expect an appreciation.

Last modified on Monday, 17 October 2022 14:23

Importance of Financing Short Term Vacation Rentals Now

Short Term Vacation Rental FinancingShort Term Vacation Rental Financing

As we all know, the real estate industry is constantly changing and evolving. We are seeing massive growth in financing the vacation rental business. What was popular 10 years ago may not be so popular today. The short term vacation rental financing market is growing! Now is the perfect time to invest.

The rise of online marketplaces (like Airbnb, VBRO) has helped make it easy for property owners and investors to find utility in their existing real estate assets. This has given birth to a new industry known as short-term vacation rentals (STVR).

Last modified on Wednesday, 14 September 2022 00:41

Entrepreneur's interest surge in rental vacation home investments! 

Don't Fear Rates for Vacation Rental Purchases

Rental Vacation Home Market is Surging

There is a huge surge in the young entrepreneur's interest in rental vacation home investments. These STR businesses (short-term rental) market players regardless of the rates want rental vacation homes as investments. Why is it that startup investors don't fear rates for vacation rental purchases? Why is there an entrepreneur's interest surge in rental vacation home investments?

People want investment property for long term results. However, they are seeking investment property loans but don't know where to start with their rental income cash flow idea.  Real estate investing lately involves hard money lenders, not conventional loans and entrepreneurs are finding out about this cash flow loan! Secrets are being exposed on youtube. Don't fear fates for vacation rental purchases.

New real estate investors have found that locating the right investment property loans are not as easy as interest rates climb but other real estate investors are finding investment property monthly mortgages to make monthly payments for rental income taking advantage of hard money lenders. 

Investment Property Secret is Out - Startup Investors Don't Fear Rates

Monthly rental income as a real estate investor can get you into an investment property loan from a mortgage lender using the right hard money loans. Investment properties can still raise cash flow even starting with a higher interest rate the rental income still covers the monthly mortgage payments on real estate investment property. If you have your down payments, your credit score is not an issue for more money. Vacation rentals pay for the monthly payments and are the perfect place to stay while on vacation yourself.

The elite investor's secrets are getting out of the bag and people are getting in as fast as they can. This is expected to be another record year for the US real estate market. It's being leaked on YouTube, if you want to know how the system works, keep reading.

Last modified on Wednesday, 14 September 2022 19:55

Starting a rental investment portfolioOpportunities for New Investors

New rental investors are the ones who should be the most excited about this. It is a great opportunity for them to start with their first investment home and start a real estate portfolio.

This is not just an opportunity for new investors to start with their first investment home, but also an opportunity for people who are looking to buy their first home. They can use this as a stepping stone and invest in other homes too. Your first property as an investor is much easier to obtain than you may think.

New investors with no personal credit can start out with a single-family home all the way up to an entire apartment complex! The new loan technology that makes this possible now opens doors to new investors.

A Guide to Starting Your Rental Investment Portfolio:
What You'll Need To Know!

A rental investment portfolio is a property that you rent out to others and generate income from. You can start investing in rental properties by buying a single-family home, an apartment building, or a townhouse.

Last modified on Thursday, 15 September 2022 18:56

Effective Property Investment Strategies

How to Develop Effective Property Investment StrategiesProperty investment strategies are a critical component of a successful endeavor in building your portfolio. With the right strategy, you can leverage your assets to create a source of ongoing income. They can help you form a plan that gives you confidence and security.

You need to know how to develop property investment strategies in order to achieve success. It takes a lot of time and experience, but the skills you learn are invaluable., but you can start creating a solid investment plan with the right information.

Before you invest in property, review this comprehensive guide to developing property investment strategies. We are hard money lenders here to help guide you with effective investment strategies.

Last modified on Monday, 18 July 2022 07:26

The Complete Guide to No Ratio Loans and How They Simplify Real Estate Investing

easy loans for bad creditIntroduction: What is a No Ratio Loan and Why Should You Consider Investing with One?

No ratio loans are a type of investment loan that does not require the borrower to show any personal income or asset documents. The only requirement is that the borrower has a high credit score based on the profit potential of the real estate rental income and the value of the property.

Credit Challenged Investors Have Options!

No DSCR Ratio: A no DSCR ratio means that you can invest without having to show your debt-to-income ratio, which would be impossible for many people because they simply don't have enough income to cover their monthly expenses. 

Last modified on Monday, 17 January 2022 20:17

investment propertyWhat You Need To Know Before Investing In Rental Property

The best way to start investing in property is to buy a rental property. It's the most accessible option for people that are just starting out.

T
he problem with this type of investment is that usually it requires personal credit and it takes time to get your money back if you buy undervalued property. To avoid this, you need to learn how the real estate market works, where the best cities for rental properties are located, and how to get financed without having to use your own personal tax credit records to start your investments.

opportunity-2014Rental Property Acquisition Opportunities Abound for Q1 2022

Contrary to the impression the media has been painting of an incredibly tight real estate market with little inventory to choose from, a variety of states are putting more homes on the auction block, with billions of dollars in REOs still in the pipeline. We are offering rental investment loans faster than ever.

The U.S. housing market is shaping up and strengthening, but for those eager to bulk up their portfolios with additional rental properties there are plenty of options, with attractive discounts. Our blanket loan program is full of options for the investor.

Last modified on Wednesday, 22 December 2021 03:47

Single Family Rental HomeIntroduction: Why Investing in Single-Family Rentals is a Win-Win Situation for Landlords & Investors

Investing in single-family rentals is a win-win situation for both landlords and investors.

We will address why investing in single-family rentals is a good idea, how your potential clients are actually the middlemen, the process you will need to go through, what are some major pitfalls to avoid, and how you can get started with this investment opportunity.

Renting out houses has been established as an excellent way to make money for decades. However, it can take years before these rental properties start generating enough revenue to cover the cost of owning them.

With all the uncertainty around investments these days, many people are reluctant to take on this type of project, but we are here to help.

Last modified on Tuesday, 21 December 2021 00:21

property in DemandIntroduction: Properties in high demand

There is a growing trend of people looking to invest in property. This is partly due to the fact that many have been priced out of the market and also because they are looking for a safe haven from uncertainty.  With Airbnb type investments rising, people are on the lookout for hot investment locations.

Interestingly enough, the states with the most investment potential are not as well-known as some of those on the coasts. In this article, we will explore some of these top states for investing in property. 

We have compiled a list of five states with the high property value growth in the United States wishing you the best of investments for the rest of this year.

Last modified on Monday, 06 December 2021 20:16

How to Finance Rental Property

2unitsactiveWhy Invest in Rental Properties?

Real estate can be purchased for many reasons. If you are an investor, you can use real estate to protect yourself from market volatility and have many other advantages.

Being a landlord is a great way to get a steady passive income, but sometimes you need some money to move. Investment property financing can take many forms as long as the borrower meets certain criteria. Many dream of boosting investment performance owning an apartment building investment property but have credit challenges, Rental Home Financing can help.

If you do not have sufficient funds to buy a large amount of real estate, a loan may be the only option. However, you could lose your investment if the loan you get is not right for you. Here are types of loans you can use to invest in real estate.

When you contact a lender, it is vital to understand the requirements and differences between what is out there and what is in there.

Last modified on Thursday, 07 July 2022 17:19

Smart Reasons Savvy Investors Refinance Rental PropertiesInvestment Property Refinance Lenders

There’s no better time than now to refinance your mortgages. It’s especially a good time to refinance a rental property. In fact, the more residential property you have in your portfolio, the more money you can make right now.

Making money is the easy part though. Many people see the immediate returns of pulling equity out or erasing credit card debt. But these moves can have detrimental effects in the long run. It’s important that you refinance for the wrong reasons. Otherwise, you may just end up back in the same place you’re already at but with one less option.

Here are the top three reasons to refinance your home or rental property by the end of this year.

Last modified on Friday, 24 June 2022 01:53

Your Comprehensive Guide to Property Investment AdviceSome property investors take a “go it alone” approach to property investment. They do a little bit of reading and spend some time making good and bad decisions to understand how to make the most money. This approach, while creative, can lead to a lot more bad decisions than finding reputable property investment advice.

Property investment advice comes in many forms. You might receive some investment advice from your realtor, and if you’re like most people, you’ll probably receive some unsolicited investment advice from your friends and family. The best property investment advice, though, comes from the experts.

Can You Refinance Rental Property LoansRefinancing Rental Property Loans

Refinancing a mortgage for your primary residence is relatively common, but what about refinancing rental property loans? The stock market changes all the time, which means interest rates change over time, too. This could lead to lower interest rates for some borrowers.

If you want to know if you can refinance a rental property, this comprehensive guide will cover why you might want to look for new offers as well as ways you can approach an investment property to refinance. You’ll also learn how to find the best refinancing offers for your property.

We are your investment property refinance lenders! Keep reading to learn more about the best investment property refinance loans.

Last modified on Thursday, 23 June 2022 22:23

Using Home Equity to Fund a Rental Property Loan

How to Leverage Home EquityOnce you get a decade or two of homeownership under your belt, you learn a lot about the market. There are plenty of ways to get liquidity to fund your next business venture. Home equity is the big one though.

Home equity is something everybody looks forward to. It’s actually an “insider secret” realtors use too. Mastering the real estate market, stock market, or any other market really is all about buying as low as possible and refinancing as high as possible.

It’s also the easiest way to turn one home into two. This gives you the flexibility to do things like have a summer home in the Midwest and a winter home in Arizona or Florida. Of course, two properties means two bills, and that’s just going to make paying for everything even harder. You’re not the first to come across this conundrum.

Last modified on Thursday, 07 July 2022 17:14

A Guide to Choosing Your First Investment Property

How to Choose the Right First Time Investment PropertyWe all have dreams of either a side hustle or retirement renting to others. It’s actually a great idea, so long as you understand what you’re getting into. In fact, 91% of cities in the U.S. are seeing rising rents, so there’s no better time than now to get started.

But securing investment property financing can be daunting. It’s actually a great market, but traditional lenders and investment advisors aren’t always well-versed on these types of purchases.

You may not want to be pigeonholed into the one- to four-unit loans traditional mortgage lenders can provide. This is why companies exist to make it easier than ever to explore and understand the wide world of investment properties, whether you’re renting a room in your home or buying an apartment building.

Last modified on Thursday, 07 July 2022 17:09

Twelve Best Cities to Buy Rental Property

Tracking Down the Best Cities to Buy Rental Property

Where are the Most Profitable Investment Homes?

Buying rental property can be an extremely lucrative investment. The key to making the most out it is to know where to buy. You’ll need the rundown on the best cities to buy rental property featuring high-growth areas with strong demand for rental housing to turn a profit.

While you know how important finding the right location is, finding it can be a challenge. Even more challenging is finding a variety of locations that can effectively diversify your portfolio.

Important things to look for when choosing cities to invest in are the growth rates for both jobs and rent prices.

With funding from direct money lenders, you can finance the purchase of rental properties in some of the hottest markets in the country. Here’s a look at some of the best cities to invest in.

Last modified on Thursday, 07 July 2022 17:45

How to Do a Cash-Out Refinance on Your Rental Property

What to Know About a Cash Out Refinance Rental PropertyBanks are not easy to work with when it comes to financing rental properties. To do a cash-out refinance on a rental property, you’ll need to work with a direct money lender. These lenders are not subject to the same stingy standards as banks.

Why do Investors Choose to Cash-Out Refinance?

Seasoned investors take advantage of refinancing their rental properties for a number of reasons. They may be able to qualify for a better loan than their original loan, a change in interest rates, the value of the property may increase, or may need to make some improvements.

The Rental Property Financing Guide for Experienced Investors

Rental Property Financing Guide for ExpertsExperienced investors have unique rental property financing needs. One thing that seasoned real-estate investors look for in a financier is flexibility. Here we have some excellent tips aimed at experienced investors.

Why Experienced Investors Love Rental Properties

Seasoned investors love rental property because of the many advantages they afford. For one thing, you can finance up to 90% of the purchase price. One thing that slows down other forms of investment is when you can’t finance as much and have to come up with more of the money upfront.

Last modified on Thursday, 21 October 2021 01:29

What to Look for in Investment Property Lenders to Grow Your Portfolio

Evaluating Investment Property LendersA lot of people say there’s money to be made in real estate, and those people are right on the money because there’s plenty of it in investment rental properties. With so much money to be made it’s tempting to jump right on into this exciting market, but it’s a good idea to slow down and make sure you know what to look for when evaluating investment property lenders first.

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