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9465 Counselors Way Suite #200, Indianapolis, IN 46240

Double your rental business with our innovative Rental Products!

INVESTMENT PORTFOLIO MORTGAGE PROGRAMS

landlord loans

Investment property loans for rental properties

New investment property loans are available with easy rental property loan requirements for investment properties in 2022.

As Rental Home Financing, a Direct Lender for real estate investors we enter our 16th year of arranging loans exclusively for landlords with investment property loans.

We have recently negotiated a virtually unlimited amount of capital to deploy for investment property loans. We have programs for credit score challenged real estate investors looking to generate income.

People come to us for a rental property loan because we can provide hard money loans as private lenders using creative financing that other mortgage brokers, credit unions, and other mortgage brokers can't because they are stuck with only being able to offer you a conventional loan.

Investment Property Loans

Now available in the way of commercial real estate loans, or for a single family primary home you wish to rent out. The process is simple you are just required to file loan amount and contact details on our apply now page.

The process of the origination fees for mortgage loan vacation rental property will be explained in a short phone call. Let us help you become one of the many growing rental property owners and get your monthly rental income started.

Credit Score

The loan term offered will be competitive for your portfolio loan and child support or having to file a tax return tax credits is not necessary. The rental property loan options and interest rates on some of our rental property loans can be based on the probable income of the investment properties.

This is not a credit card loan application based on your W2, it's for portfolio lenders to help you sell the loan later to get more rental properties or even help you lease option them to your customers. Whatever your portfolio needs, we are here to help you achieve them. Usually, even with a minimum credit score of around 640 we can get you personally financed.

Rental Investment Loans:

We provide a fast easy loan review process for unlimited loans that are easy to qualify for with no tax returns required. We are your resource for creative investment financing. Let's get your future rental income in top rental property performance.

Now with more aggressive underwriting guidelines, adjustable-rate ARM products to help you grow your rental portfolio. Here are a few pointers to help you decide what is your best fit:

 

Our Investment Loan Products
Single-property-loans.pngSINGLE PROPERTY LOANS

Ideal for the first time to the moderate investor that is acquiring new or restructuring debt. The loan features lower upfront cost, use of existing entities, no CAPEX requirements, and expeditious closing times. You found a real estate agent, have your minimum down payment and ready to get your rental property loan.

Our Single Asset product is more aggressive underwriting and often more creative than Blanket Loans. Both newly formed investors and truly seasoned rental real estate professionals are now able to use our Single Property loan program.

Professional Landlords will appreciate the streamlined application process, the first time property owners, on the flip side, should use our online resources available to assist those looking to make their own mark in rental property investing. 

Learn more about Single Property Loans or APPLY NOW. for your investment property mortgage.

 

BLANKET LOANS

Blanket Loan Homes

The best overall solution for active investors that have 3 or more investment properties and are seeking the lowest interest rate. Other reasons investors might seek this option would include minor credit issues, require non-recourse execution, or don’t mind longer-term pre-payment penalties.

We specialize in landlord financing by providing permanent financing for investors with at least 3 properties in most areas of the country with our innovative new programs geared toward the entrepreneur investor looking for something other than conventional loans.

As private equity lenders that specialize in rental property, we don’t really care about your personal tax returns, we look at the net operating income that will boost your cash reserves even during high interest rates.

We understand that most landlords write off expenses and may demonstrate a small or even loss on business returns. That’s ok with us… All of our decisions for your mortgage payment are based on the LTV, credit, loan size, net worth, down payment, and cash flow of the collateral. Learn more about Blanket Loans or Apply Online Now.

VACATION RENTAL LOANS - NO RATIO

vacation rental loans no ratio

AS the name implies, the most aggressive business purpose investor product on the market today - Hands down - Perfect for higher end properties that simply don’t cash flow using traditional market rents. We want to be your mortgage lenders.

We simply require a qualified borrower and a property that shows pride of ownership in a well-populated city. With a minimal credit score your investment property loan will turn into rental income and make your monthly mortgage payments.

No income ratio mortgages with stated income loans can be ideal for investors needing to close fast with a vacant property, who want a streamlined closing process, and who want to be confident when making offers on new purchases.

Easier qualifying may now make it possible for more investors to obtain the fair leverage you have been searching for. Learn more about Vacation Rental Loans or Apply Online Now.

 

Rental Home Financing: For Fast Profitable Real Estate Investing!

RHF LOGO BIG

Landlord Financing

Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least 1 property in most areas of the country with our innovative new programs geared toward helping the entrepreneur investor with rental property financing.

Avoid balloon payment problems with long term rental income. Whether you are in search of money lenders for a commercial loan like an airbnb loan or a multifamily property, we got you covered. If you are not using the home as a primary residence, your rental properties can create the cash reserves to take care of your monthly payments for the rental property loans.

Easy Loan Review Process

Our investment property loan is easy, getting a rental property mortgage is not as difficult as people make it out to be. We will review the cash flow of the properties and ensure they cover the annual debt service ratios of >1.2 which is a commercial term for cash flow.

We are here to help the residential investor with stated income loans, multifamily blanket mortgage loans, 5 and 10 year fixed rate loans, 30 year fixed rate loans, non-performing loan financing, Airbnb financing, and apartment building financing.

Easy Loan Qualifying: No Tax Returns Required 

As private equity lenders that specialize in rental investment property, we don’t really care about your personal tax returns. With our no dscr property loan for an investment property, the credit score from your W2 is not included. Give us a call today for rental property loan requirements

We understand that most landlords write off expenses and may demonstrate a small or even loss on business returns. As your mortgage lenders, that’s ok with us… All of our decisions are based on the LTV, credit, loan size, down payment, net worth, and cash flow of the collateral like a home equity loan.

Resourceful and Creative Investment Financing

There are several underwriting “buckets” that can be underwritten to based upon your specific loan requirements that offer competitive Non-Bank products that enable you to expand your rental business! This provides us with an abundance of non-traditional creative financing to help your investments grow.

If you don’t see what we offer, please contact us for a custom quote. We are here to help with your property income loan needs even if it is just a single asset loan. We will help you with loan terms for multifamily loans with better interest rates without the worry of your personal credit score which is usually an issue with a traditional mortgage.

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Rental Home Financing Investment Loans

Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240

ABOUT US
Rental Home Financing originates commercial blanket loans with a commercial purpose and is not currently authorized to make such loans in all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). 

CALL TODAY: 888-375-7977
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