Portfolio mortgages are loans that are kept on the books instead of being sold. The significance of this to borrowers is that by not being sold on the secondary market, originating lenders can draft more flexible criteria for qualification. By relaxing qualification requirements, you can get access to money that would be denied to you elsewhere.
The Rundown on Portfolio Mortgages
Portfolio mortgages are held in the lender’s investment portfolio and are not sold on the secondary market. As such, they are not subject to the much more stringent terms that you’ll encounter with conventional lenders like banks. By not being held to the same standards, lenders that work with portfolio mortgages can make it easy for you to qualify.
Located in Indianapolis, Indiana, we are a Direct Lender for most anything commercially oriented (for rent) including single family houses, town-homes, condos, & multifamily apartment buildings on a Nationwide basis.
We will always separate ourselves from the competition by providing transparency within the marketplace and personal attention to custom situations and always competing for your business.
Our 25+ years of experience in commercial and multifamily mortgage lending throughout all market conditions there are a few that even come close to being equipped to the needs of over serious investors and the level of expertise & value you will discover with the professionals at Rental Home Financing.
We use DSCR Loans with no ratio tied to your W2 helping you recapitalize on free and clear portfolios of single-family rental (SFR loans) to restructure leverage into a multi-family rental loan or even qualify you for an apartment building loan. We provide compact, highly efficient, loans with the lowest investment property mortgage rates for easier management and higher profit margins to acquiring new bulk SFR portfolios.
More than just a Leading U.S. Rental Home Mortgage Lender
Rental Home Financing is your partner for long term wealth building and cash flow generation. We’re invested in your long term success.
Contact us today and experience a refreshing new approach to financing investments.
Call for a free consultation
888-375-7977
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Mailing Address:
Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240
Rental Home Financing is a subsidiary of
Direct Money Lenders Inc. NMLS #144773
Rental Home Financing Investment Loans
No limit investor portfolio! Investor property finance loans from a direct commercial lender. There are no limits on the number of properties your portfolio may include; whether 1 or 3,000, we likely have a solution. Mortgage financing is available for single-family houses, condos, and apartments in most areas of the United States at competitive rates.
We are now working with the best of breed and savy investor for the most competitive rates available today. Our group is actively searching for the best opportunities to fund in the rental housing market business in most states in of the USA. Loan Amounts ranging $500,000 to $50,000,000+.
Over 5.5 billion under management. We are proud to be providing the first wave by providing a much-needed product for investors with sensible underwriting and competitive rates.
Currently there is no limitation on the number of properties that can be included within the portfolio. Conservative, common since underwriting is used to determine loan proceeds and interest rate.
Contact one of our qualified representatives for more details on our No-limit investor portfolio program. You need investor property finance loans from a direct commercial lender. This ever evolving product and we are at the forefront of loan technology to keep you in profit.
We do offer lines of credit for those well qualified sponsors and property managers looking to grow towards hundreds of rental and apartment properties.
Call us today – 1-888-375-7977 and speak with one of our qualified representatives!
Term | Type | Index | Prepay prd. | Recourse | Max LTV | Min. DSCR | Amort. |
---|---|---|---|---|---|---|---|
5 years* | Fixed | 5-year Swap | Options | Non-recourse | 60% | 1.2x | 30 years |
5 years* | Fixed | 5-year Swap | Options | Full recourse | 75% | 1.2x | 30 years |
10 years* | Fixed | 10-year Swap | Options | Non-recourse | 60% | 1.2x | 30 years |
10 years* | Fixed | 10-year Swap | Options | Full recourse | 75% | 1.2x | 30 years |
Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least 1 property in most areas of the country with our innovative new programs geared toward the entrepreneur investor.
Avoid balloon payment problems with long term rental income. Whether you are in search for money lenders for a commercial loan like an airbnb loan or a multifamily property, we got you covered.
Rental Home Financing Investment Loans
Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240
Rental Home Financing, as the best mortgage lenders we originate rental home loan products and cash out refinance investment property loans as the best investment property refinance lenders. Commercial blanket loans are available with a commercial purpose to suit your needs.
Also, as DSCR loan specialists, we are currently authorized to make such loans in most all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). When you are ready to get a mortgage for rental property, we are ready to serve you.