Rental Home Financing is a Direct Lender based in Indianapolis, Indiana. We finance single-family houses, townhomes, condos, and multifamily apartment buildings on a nationwide basis. With 25+ years in commercial and multifamily mortgage lending, we bring experience across every market condition to help you build and optimize your rental portfolio.
Blanket Mortgage Loans
Consolidate multiple rental properties under a single loan for streamlined management and lower costs.
DSCR Loan Programs
Qualify based on property income, not personal tax returns. No W-2s required for experienced investors.
Portfolio Refinancing
Recapitalize free-and-clear portfolios and restructure leverage for higher profit margins and growth.
Full Transparency
Clear, upfront communication about rates, terms, and fees. Personal attention to every investor's unique situation.
How Can We Help You?
From blanket mortgage loans for recapitalizing free-and-clear portfolios to restructuring leverage into compact, highly efficient loans with competitive investment property mortgage rates -- we've built solutions for every stage of rental property investing.
We help investors acquire new bulk SFR portfolios, refinance existing holdings for better terms, and pull cash out of equity-rich properties to fund growth. Our No-Ratio DSCR program and 30-year fixed DSCR loans give you flexible options regardless of your personal income documentation.
Nationwide direct lending for rental property investors since 1999
What Makes Rental Home Financing Different?
We separate ourselves from the competition through marketplace transparency and personal attention to custom situations. Our 25+ years of experience in commercial and multifamily lending through every type of market condition means few lenders come close to the level of expertise and value you'll find working with our team.
We're not a broker. We're a direct lender, which means faster decisions, fewer middlemen, and more flexibility on deal structure. When you call us, you talk to someone who can actually approve your loan.
What We Finance
- Single-family rental homes, townhomes, and condos
- Multifamily apartment buildings (5+ units)
- Blanket mortgages covering multiple properties under one loan
- Cash-out refinances on existing investment properties
- Short-term vacation rentals (Airbnb and Vrbo properties)
Get a Free Consultation
Talk to our team about your rental portfolio goals. We'll help you find the right loan structure for your situation -- whether that's a single-property loan, blanket mortgage, or portfolio refinance.
Contact Information
Rental Home Financing
9465 Counselors Row #300
Indianapolis, IN 46240
Call Today: 888-375-7977
Your Investment Property Mortgage Partners
More than a lender -- we're invested in your long-term success. Experience a refreshing approach to financing investment properties.