Apartment Lending (11)

How to Secure an LLC Mortgage Rental Home FinancingOwning an apartment building is one of the smartest investments you can make. Among other things, it offers the numerous benefits of owning a rental property without the same exposure to vacancies. As long as you keep a certain number of apartments occupied, you’ll always enjoy a healthy cash flow.

Nonetheless, to enjoy the full potential of purchasing your own apartment building, it matters just as much how you finance your purchase.

For many experienced investors, the right decision is an LLC mortgage.

Duplex 2 Unit Financing for Investors Stated Income Loans with No Tax ReturnsDuplex - 2 Unit Financing for Investors - Stated Income Loans with No Tax Returns

Are you looking to expand your portfolio of real-estate holdings?

If so, you should work with a lender that specializes in portfolio mortgage financing.

Just as important, you should think long and hard about what kind of property you should add to your holdings.

For a number of reasons, it’s hard to think of a better option for most investors than a two-unit property.

Reasons to Build Your PortfolioBuilding a high-performing portfolio of rental properties requires hard work, dedication, and patience.

It also requires a certain amount of expertise. You need to understand not just what to look for in a potential investment property but how to then keep that investment safe, so your returns aren’t easily compromised.

One way that expert investors do this is by building their portfolios with a mortgage for an LLC rental property.

 

5 Reasons You Should Invest in an LLC Rental Property

Before you add any further to your current portfolio, it’s worth considering the five ways a mortgage for an LLC rental property could better serve your investments.

Thursday, 25 April 2019 10:29

How to Secure Apartment Building Financing

How to Secure Apartment Building Financing Rental Home FinancingWithout a doubt, one of the best investments you can make is purchasing an apartment building.

You’ll immediately enjoy an impressive amount of cash flow and a fantastic hedge against rising inflation or economic downturns. Owning an apartment building also gives you an incredible amount of leverage for continuing to grow your portfolio in the future.

Of course, before you can enjoy all of those benefits – and many others – you need to secure apartment building financing. If you don’t understand how to do so, you might still be able to purchase an apartment building, but the outcome will be far from ideal and may even hurt your expected returns.

5 Steps to Securing Apartment Building Financing

The good news is that even if making an investment of that size is a big step, apartment building financing actually doesn’t need to be. You just have to know the five steps that are proven to secure the capital you need ASAP.

Multifamily RefinancingRefinancing remains one of the most important ways rental-property owners can quickly increase the size of their portfolios.

This is especially true with multifamily refinancing.

Whether you currently own one or you are planning to purchase a multifamily unit soon, it’s important you understand how much this practice can help you build your holdings.

Fourplex FinancingCurrently, about 40% of the U.S. population are part of the rental market.

That’s a massive amount, which is why it’s such a great time to increase your rental property portfolio.

Aside from all the renters out there, the price of houses is also creeping up. Purchase properties now while costs are still relatively low, and you’ll be in a great position when high prices increase the number of renters out there further.

While there are countless types of properties to choose from, the more units you can fit onto a single mortgage, the better. That’s why you should consider fourplexes.

With the right fourplex financing, that acquisition could become your most valuable to date.

Duplex FinancingLooking to add to your real estate investment portfolio?

While there are countless options, it’s worth considering how a duplex could augment your earnings as well as the best way to go about securing Duplex financing.

What Is Considered a Duplex?

As rental property investors, it’ important to understand the formal definitions of various property types.

Fortunately, duplexes are a relatively easy property type to nail down. It’s any residential building that entails two separate living units with a shared wall.

Keep in mind that this is not the same thing as a twin home, which is also two living units with a shared wall, but the units are owned separately. Duplexes only have one owner.

Apartment Building Financing Best OptionsInterested in buying your own apartment building?

There’s certainly a lot to be excited about.

Owning your apartment means massive rent checks every month.

It also offers an extra level of security because, even when you’re not at 100% occupancy, you’ll always have some amount of cashflow.

Still, before you can begin enjoying these benefits, you need to understand what apartment building financing entails.

Streamlined Financing for Small Apartment Buildings using Stated Income

Small apartment buildings and multifamily properties are currently offering up some of the best returns for investors. What financing options are there for investors seeking to add apartment buildings to their portfolios?

Small Balance Apartments

Smaller balance apartment buildings and multifamily properties are among the top property types for investors right now. After several years of giant funds chasing single family homes and larger commercial property deals in prime locations, smaller multi-unit properties can provide some of the most attractive deals for yields and growth.

In the past it hasn’t always been easy for real estate investors to find financing for small balance apartments. Lenders have preferred to put their capital into larger deals. Our new apartment building loan program changes that lender mentality with some of the most attractive rates offered in today’s market on a National level.

Expanded approval for apartment building loans!

Rental Home Financing recently announced the roll out of its newly expanded apartment building loans for income property investors. With access to attractive financing for more multifamily investors, what are some of the best ways to leverage pent up equity to improve portfolio performance?

New Multifamily Loans for Investors

New apartment building loans from Rental Home Financing offer access to captive equity for multifamily investors that haven’t been able to maximize their portfolios until now.

Loan program highlights include:

 

  • LTVs up to 75%
  • Non-recourse loan option
  • Loan amounts from $500k to $20M
  • Low multifamily mortgage rates
  • Up to 30 year amortization
  • Expanded approvals for credit challenged borrowers

 

Four Strategies for Putting Capital to Work for Maximum Portfolio Performance

 

  1. Investing in better property management technology Technology has dramatically changed property management in the last 24 months. Those multifamily property owners armed with the best in property management software, cloud storage and mobile apps are creating far higher spreads and NOI than ever before possible.

  2. Value add improvements
    One of the best advantages of multifamily property investing is the ability to add value in any market cycle, as well as the enhanced ROI on property improvements and upgrades. Those not putting this to work for themselves, and who are not leveraging current retrofitting and green building trends will fund their returns subpar.

  3. Positioning
    Building on from the above, some of the most significant gains in boosting multifamily property performance is in upgrading the positioning and branding of investment properties. This can be applied through hard on-site upgrades as well as through PR and media. Perceived value can mean real increases to occupancy rates, rental rates, and NOI.

  4. Expanding portfolios
    Many investors and firms are simply fooling themselves when calculating cap rates and ROI today. Rapidly growing asset prices, complimented with compressed mortgage interest rates, and new opportunities means that those with higher rate loans and even ‘free and clear’ holdings are likely experiencing far inferior true cap rates and returns than they are aware of. The ability to reduce rates and borrowing costs, and release captive equity with new apartment building loans is enabling investors to expand portfolios while the market is ripe and dramatically improve overall returns.

New Apartment Building Financing For Credit Challenged Investors

Credit challenged Investor loans for New Apartment Buildings

Multifamily real estate investing is trending, and now new apartment building loans are enabling even credit challenged investors to participate…Of course, we finance great credit sponsors as well..

 

Multifamily is Still Hot

From coast to coast multifamily housing is in hot demand by both tenants and investors. Boston and New York are seeing their first modular apartment buildings going up, ethical investors are leveraging this sector to fill the desperate need for affordable housing, and builders are switching from sales to rentals.

 

January 2016 saw continued strength in multifamily starts and a 20% rise in permits, yet the National Association of Realtors has maintained that new construction still has a long way to go to keep up with demand as the expectation of the number of renters in the US are considered to rise above the 37% rate by 2019.

 

A new luxury townhouse rental development on the Pacific coastline in San Diego, CA highlights how this trend is catching on at all levels of the market, while leading investment advisers like Brad Sumrok in TX promote the superior advantages of multifamily, including streamlined management.

 

Of course, aside from the enhanced returns, and pressure to increase urban density, one of the reasons multifamily is so popular right now is that consumers are credit challenged. This is not much different on the flip side for investors either.

Many real estate investors have had their own challenges during the last seven years. Thanks to a brand new loan program from Rental Home Financing investors no longer need perfect credit to engage this niche.

 

New Apartment Building Financing Loans

Those seeking to get back into the real estate industry after a break, desiring to expand their holdings, or eager to refinance their apartment buildings now that interest rates are low will find Rental Home Financing loans for multifamily offer many exciting features including…

 

  • > 24 month out of BK - "OK"
  • Past foreclosures - "OK"
  • 600 FICO minimum
  • Charge offs – ok
  • Up to 75% LTV
  • 500k to $20,000,000
  • Non-recourse options
  • 5-8% Interest rate range
  • Up to 30 year amortization
  • 3-5-7-10 year fixed rates


Contact us today to help finance your investment property portfolio.

More than just a leading U.S. Blanket Mortgage Lender, Rental Home Financing is your partner for long term wealth building and cash flow generation. We’re invested in your long term success.Contact us today and experience a refreshing new approach to financing investments…

Call today for more information: 1-888-375-7977 or CLICK HERE.