Based in Indianapolis, Indiana, Rental Home Financing is a direct lender specializing in financing investment properties, including single-family homes, townhomes, condominiums, and multifamily apartment buildings. We distinguish ourselves from the competition by delivering transparency in the marketplace and providing personalized attention to each investor's unique financing needs.
Full Transparency
Clear, upfront communication about rates, terms, and fees. No hidden surprises or bait-and-switch tactics.
Founded 2003; RHF since 2013
Founded in 2003. Rental Home Financing since 2013. Several thousand rental loans closed.
Personal Attention
Custom solutions for every investor. We tailor our loan programs to match your unique goals and portfolio strategy.
44 U.S. States
We finance investment properties in 44 U.S. states (not AK, ND, SD, NV, UT, or VT). Your portfolio doesn't need to be in one market.
What Does Rental Home Financing Offer?
Our finance team is the backbone of the firm, carefully managing liquidity, capital allocation, and risk while maintaining rigorous financial oversight and reporting. Their disciplined approach ensures the stability and strength needed to support investors in a constantly evolving real estate market. By combining deep financial expertise with a clear understanding of the rental housing sector, our team works together to deliver reliable capital solutions and a level of service that rental home investors and portfolio builders truly depend on.
Direct lending in 44 U.S. states, from a first rental to a large portfolio
Our Loan Programs
Individual and portfolio loans for SFR houses, townhomes, and condos. DSCR-qualified — no W-2s or tax returns. 30-year fixed and adjustable terms available.
Duplexes through large apartment complexes. Stated income options available — qualify on property performance, not personal financials.
Consolidate multiple rental properties under one loan. Streamlined management, lower per-property costs, and easier portfolio scaling from 2 to 500+ units.
Financing for vacation rentals and Airbnb properties. Qualify using short-term rental income projections with DSCR and no-ratio programs.
Short-term bridge financing for acquisitions, renovations, and value-add projects. Fast closings with flexible exit strategies into permanent financing.
No tax returns, no W-2s, no income verification. State your income and qualify on the property's cash flow. Built for self-employed investors and LLC borrowers.
More Than Just a Mortgage Lender
Rental Home Financing is your partner for long-term wealth building and cash flow generation. We're invested in your long-term success. Experience a refreshing new approach to financing investments.
Why Investors Choose Us
- Direct lender: faster decisions, fewer middlemen, more flexibility
- No W-2s or tax returns required on DSCR programs
- Finance 1 to 500+ properties under one loan structure
- Indiana corporation since 2003; RHF division since 2013
- Available in 44 U.S. states (not AK, ND, SD, NV, UT, or VT)
Get in Touch
Mailing Address:
Rental Home Financing
9465 Counselors Row, Suite #200
Indianapolis, IN 46240
Rental Home Financing is a subsidiary of:
Direct Money Lenders Inc. NMLS #144773