Fast & Simple Stated Income Loans

For real estate investors who have difficulty proving income or don't want to deal with the paperwork, stated income loans can be a great option. To qualify, you only need to use the income from the property you're buying and not your personal income. This allows you to close quicker and sign more contracts. This may be the right solution for you, whether you are looking for an expedited loan or have lost your tax returns.

Asset-Based, No Ratio Loans

There are many investment properties that offer the highest returns, but they may not have a proven track record of producing income. Many income properties were run as cash businesses or owners haven't kept any records. Others have not performed to their full potential or could be worth much more if repositioned. We are here to reposition you without having to worry about your personal credit.

Non-performing properties that may require major renovations in order to be rentable but are in great locations are losing you money focusing on unreliable long-term tenants.  Short-term rentals offer plenty of time for repairs and upgrades to improve profits. 

The answer is to use one of our No Ratio loans, it does not require any of your income documentation. The loan amount is determined by the asset value, how much money the property is worth and how much money it can produce. Perfect for investors with bad personal credit and for people who don't want tons of paperwork. To learn more about No Ratio Loans, click here.

EZ Qualifying

• No tax returns
• Past bankruptcy OK
• Past foreclosure OK
• LTVs up to 75%

What can I buy?

• Single family properties – (1-4 units)
• Multifamily properties
• Apartment buildings
• Vacation rentals
• New acquisitions
• Cash out refinances

Investors who need to close quickly, want minimal hassle and are confident in making offers, such as those with no-rate loans or state income loans, may find these loans ideal. Investors may be able to get the leverage they are looking for by qualifying easier.