Rental Home Financing Investment Loans
Rental Home Financing
One of the biggest advantages of a hard-money loan is that it allows you to buy a property that the lender cannot support. If payments are not made on time, the borrower loses his principal residence. Hard currency loans backed by real estate can also be used for investment properties for individuals and small businesses.
This is a fantastic alternative to traditional rental property financing and general financing for small businesses. When you take out a mortgage on your rental property, you will get a more reliable loan with a lower interest rate.
Qualifications can be difficult as you have a large down payment, a personal credit rating of at least 640-700, large cash reserves and a low loan-to-value ratio.
Airbnb is working with Fannie Mae and other lenders to make it easier for hosts to refinance their mortgages. There are many loans available to complement your Airbnb, including credit lines, SBA loans, cash advances for merchants, and general small business loans. The SBA is an attractive loan for many real estate investors because it has lower interest rates than other loans and you have a longer time to repay it. However, Rental Home Financing will give you an investment loan based on the income of the property with no personal credit required.
Seasoned real estate investors will tell you that it takes a lot of work to build a successful portfolio.
As the old saying goes, real estate is all about, “location, location, location.”
Of course, the actual homes themselves are an equally important factor that must be considered. Even when the investor intends to flip the property, they must first think through all the work and money involved before deciding it will be worth it to proceed.
Then there’s one of the most overlooked factors: investor financing.
While money is always a part of the equation, how that money is acquired doesn’t always get its due.
No limit investor portfolio! Investor property finance loans from a direct commercial lender. There are no limits on the number of properties your portfolio may include; whether 1 or 3,000, we likely have a solution. Mortgage financing is available for single-family houses, condos, and apartments in most areas of the United States at competitive rates.
We are now working with the best of breed and savy investor for the most competitive rates available today. Our group is actively searching for the best opportunities to fund in the rental housing market business in most states in of the USA. Loan Amounts ranging $500,000 to $50,000,000+.
Over 5.5 billion under management. We are proud to be providing the first wave by providing a much-needed product for investors with sensible underwriting and competitive rates.
Currently there is no limitation on the number of properties that can be included within the portfolio. Conservative, common since underwriting is used to determine loan proceeds and interest rate.
Contact one of our qualified representatives for more details on our No-limit investor portfolio program. You need investor property finance loans from a direct commercial lender. This ever evolving product and we are at the forefront of loan technology to keep you in profit.
We do offer lines of credit for those well qualified sponsors and property managers looking to grow towards hundreds of rental and apartment properties.
Call us today – 1-888-375-7977 and speak with one of our qualified representatives!
Term | Type | Index | Prepay prd. | Recourse | Max LTV | Min. DSCR | Amort. |
---|---|---|---|---|---|---|---|
5 years* | Fixed | 5-year Swap | Options | Non-recourse | 60% | 1.2x | 30 years |
5 years* | Fixed | 5-year Swap | Options | Full recourse | 75% | 1.2x | 30 years |
10 years* | Fixed | 10-year Swap | Options | Non-recourse | 60% | 1.2x | 30 years |
10 years* | Fixed | 10-year Swap | Options | Full recourse | 75% | 1.2x | 30 years |
Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least 1 property in most areas of the country with our innovative new programs geared toward the entrepreneur investor.
Avoid balloon payment problems with long term rental income. Whether you are in search for money lenders for a commercial loan like an airbnb loan or a multifamily property, we got you covered.
Rental Home Financing Investment Loans
Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240
Rental Home Financing, as the best mortgage lenders we originate rental home loan products and cash out refinance investment property loans as the best investment property refinance lenders. Commercial blanket loans are available with a commercial purpose to suit your needs.
Also, as DSCR loan specialists, we are currently authorized to make such loans in most all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). When you are ready to get a mortgage for rental property, we are ready to serve you.