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New Apartment Building Financing

ForCredit Challenged Investors.

Displaying items by tag: investment property mortgage

airbnb vacation rental mortgageAdvantages of an Airbnb Loan

One of the biggest advantages of a hard-money loan is that it allows you to buy a property that the lender cannot support. If payments are not made on time, the borrower loses his principal residence. Hard currency loans backed by real estate can also be used for investment properties for individuals and small businesses.

This is a fantastic alternative to traditional rental property financing and general financing for small businesses. When you take out a mortgage on your rental property, you will get a more reliable loan with a lower interest rate.

Qualifications can be difficult as you have a large down payment, a personal credit rating of at least 640-700, large cash reserves and a low loan-to-value ratio.

Investment Mortgage Refinance

Airbnb is working with Fannie Mae and other lenders to make it easier for hosts to refinance their mortgages. There are many loans available to complement your Airbnb, including credit lines, SBA loans, cash advances for merchants, and general small business loans. The SBA is an attractive loan for many real estate investors because it has lower interest rates than other loans and you have a longer time to repay it. However, Rental Home Financing will give you an investment loan based on the income of the property with no personal credit required.

Published in AirBnB

Income Property InvestmentBest Investment Property Loans - What to look for.

What should real estate investors be looking for in a great investment property loan and mortgage lender

Below are 6 criteria that we feel are important to consider when applying for an investment loan.

TOP 6 Investment Property Loan Considerations

1. Non-Recourse Loans

You want to make sure the loan is non recourse. Non-recourse loans are one type of investment property loan where the lending institution cannot come after the borrower for any reason if the loan defaults.

 

This type of loan is usually only given to very qualified borrowers with great credit scores and a large amount of equity in the property. This means that if you default on the loan, the lender can only go after the property itself and not your personal assets.

 

While he hasn’t always followed his own advice Donald Trump has said for decades that selecting non-recourse loans is the smart way to go to reduce liability, and separate personal from business and investment assets and debt leverage. 

Published in Blanket Loan Mortgages

NO-LIMIT INVESTOR PORTFOLIOS

investor property finance loansNo limit investor portfolio! Investor property finance loans from a direct commercial lender. There are no limits on the number of properties your portfolio may include; whether 1 or 3,000, we likely have a solution. Mortgage financing is available for single-family houses, condos, and apartments in most areas of the United States at competitive rates.

We are now working with the best of breed and savy investor for the most competitive rates available today. Our group is actively searching for the best opportunities to fund in the rental housing market business in most states in of the USA. Loan Amounts ranging $500,000 to $50,000,000+.

New Investor Property Finance Loans for 2023

Over 5.5 billion under management. We are proud to be providing the first wave by providing a much-needed product for investors with sensible underwriting and competitive rates.

Currently there is no limitation on the number of properties that can be included within the portfolio. Conservative, common since underwriting is used to determine loan proceeds and interest rate. 

Start Your No limit Investor Portfolio

Contact one of our qualified representatives for more details on our No-limit investor portfolio program. You need investor property finance loans from a direct commercial lender. This ever evolving product and we are at the forefront of loan technology to keep you in profit.

We do offer lines of credit for those well qualified sponsors and property managers looking to grow towards hundreds of rental and apartment properties.

Call us today – 1-888-375-7977 and speak with one of our qualified representatives!

Rates for Investment Property:
Houses - Condos - Apartments - Town-houses

TermTypeIndexPrepay prd.RecourseMax LTVMin. DSCRAmort.
5 years* Fixed 5-year Swap Options Non-recourse 60% 1.2x 30 years
5 years* Fixed 5-year Swap Options Full recourse 75% 1.2x 30 years
10 years* Fixed 10-year Swap Options Non-recourse 60% 1.2x 30 years
10 years* Fixed 10-year Swap Options Full recourse 75% 1.2x 30 years
  • From $50,000 - $50,000,000+
  • 30 Year Amortization
  • 5 -10 - 30 Year Fixed Rates
  • Up to 75% LTV
  • Competitive Market Rates
  • Non-Recourse options
  • Unliminted Cash Out
  • Prepayment options
  • Minimum 630 Credit Score


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Rental Home Financing: For Fast Profitable Real Estate Investing!

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Landlord Financing

Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least 1 property in most areas of the country with our innovative new programs geared toward the entrepreneur investor.

Avoid balloon payment problems with long term rental income. Whether you are in search for money lenders for a commercial loan like an airbnb loan or a multifamily property, we got you covered.

 

Rental Home Financing Investment Loans

Published in Foreign National