2. Longer Amortization Schedules

While some investors may desire to retire debt leverage early, there are clear advantages in reduced risk, and maximizing cash flow by obtaining an investment property loan with a longer term amortization payment schedule. Assuming all else being equal, the higher periodic payments required on shorter-term loans will limit an investor's ability to buy additional properties, as well as reduce monthly cash flow. Check out our 30 Year Investment Loan Program. 

3. Transparency in Investment Property Loan Rates & Terms

While each transaction, property, and scenario is completely unique, the more transparent a mortgage lender is upfront the better the odds you’ll be given a great deal when it comes time to close.

Unfortunately, the reality is that not all lenders are created equal. Some will charge hidden fees, while others may not provide you with the best option for you but the option best for them.

This lack of transparency makes it very difficult for borrowers to accurately compare their options. The best way to combat this issue is by asking your potential lender lots of questions and reading the fine print very carefully. It’s important to ask about these charges upfront so there are no surprises later on. At Rental Home Financing, we are completely transparent because we know when you profit, you will grow your portfolio with us.

4. Indicative Transactions

Has this mortgage lender actually funded any investment property loans like this before? Some entities sadly make plenty on upfront application fees they never need to approve loans. Others just prefer a certain niche type or loan, in a certain geographic area. Ask, but also look for indicative transactions which may indicate this is a good fit. Call us today for a free consultation. 888-375-7977

5. An Efficient Investment Mortgage Lender

Look for an efficient lender, who is tech savvy, and can pass on savings to borrowers, and work fast. We have some of the fastest investment loans available. We can get you financed with the credit of the income of the property instead of using your employment verification, W2, etc... These are called DSCR loans with no ratio tied to your personal credit account.

6. Reasonable LTVs

Look for a mortgage lender that offers aggressive enough loan-to-values without going so far to be unsustainable. This will indicate a lender who is serious about serving investors, while ensuring they and their clients will be around for a long time. We provide LTVs 75% of as is value!