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Rental Home Financing

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Displaying items by tag: real estate

opportunity-2014Rental Property Acquisition Opportunities Abound for Q1 2022

Contrary to the impression the media has been painting of an incredibly tight real estate market with little inventory to choose from, a variety of states are putting more homes on the auction block, with billions of dollars in REOs still in the pipeline. We are offering rental investment loans faster than ever.

The U.S. housing market is shaping up and strengthening, but for those eager to bulk up their portfolios with additional rental properties there are plenty of options, with attractive discounts. Our blanket loan program is full of options for the investor.

Published in Real Estate Investors

property in DemandIntroduction: Properties in high demand

There is a growing trend of people looking to invest in property. This is partly due to the fact that many have been priced out of the market and also because they are looking for a safe haven from uncertainty.  With Airbnb type investments rising, people are on the lookout for hot investment locations.

Interestingly enough, the states with the most investment potential are not as well-known as some of those on the coasts. In this article, we will explore some of these top states for investing in property. 

We have compiled a list of five states with the high property value growth in the United States wishing you the best of investments for the rest of this year.

Published in Real Estate Investors

How to Know if You Need a Blanket Loan

5 Questions to Determine if

Blanket mortgages sound like loans you take for that really expensive ReST bed you had your eye on. Even real estate professionals aren’t always aware they exist.

These multi-property loans are often confused with products like wraparound mortgages. But a wraparound mortgage is just a fancy second lien, whereas a blanket mortgage is a first lien.

Not only are blanket mortgages easier to deal with than those other complicated loans, but they’re typically offered only by specialized companies.

This is because traditional banks don’t have the capacity to train staff on how to help professionals who own multiple properties.

Published in Blanket Loan Mortgages

What to Prepare Before ShopThe internet makes it easier than ever to find lenders, check cashing, and other financial services. And we’re no longer stuck using the same handful of lenders our parents did. Today’s financial market is filled with reputable blanket loan lenders and other financial institutions that understand the challenges of a changing market.

You can’t afford to wait five or ten years to get started with a portfolio of investment properties. Research shows rents are rising in major cities like Phoenix, AZ and Las Vegas, NV. Millennial homeownership in the gig economy is nearly 10 percentage points lower than in previous generations.

Published in Blanket Loan Mortgages

Find the Best Blanket MortgYou weighed the pros and cons of blanket loans carefully. It’s the right option for you, but you’re not sure who you can trust in the industry. Who can blame you?

Traditional mortgage lenders aren’t equipped to handle some of the more creative and advanced investment strategies. Your loan servicer is an expert in first-lien mortgages for single-family dwellings. The vast majority of loans she’s closing are government-backed FHA and VA loans.

Outliers she deals with are 2nd mortgages, reverse mortgages, and home equity lines of credit (HELOC). That’s about the extent of your current loan servicer’s knowledge, and beyond that, you’re stuck dealing with a commercial real estate agent. 

Published in Blanket Loan Mortgages

3 Real Estate Investor Secrets to Profit and Fast Qualifying Loans

Real Estate Investment Portfolio ProfitsFast Qualifying Rental Home Loans Are Profitable

Real estate investing has three primary vectors to increased profits, there are a few other niche avenues but for the most part, it boils down to these three points.

The three primary real estate profit venues:

1. Property value

2. Rental income

3. Property services income

You could employ blanket mortgages to lower costs, (check our blanket mortgage section), you could also try things like tax lien certificates or other unique banking alternatives but the three items above applies across the board for a vast majority of the investor's rental income. Learn to take advantage of the big three for your own portfolio.

Property Value of Rental Investments

Property values do not always increase on their own. Not everyone has the foresight to purchase rentals in the most optimal locations, and even then, no location is bullet proof to inflation and changes in socioeconomic factors. The challenge is to improve property value in a profit formula rather than just sinking money into general improvements.

Published in Real Estate Investors

How to become a real estate investorSo, you want to learn how to become a real estate investor.

How to become a real estate investor is a common search on the internet among people looking to diversify their income sources. Real estate is a promising arena for many centuries.

But most don't know where to start. With the right plan, budget and approach, anybody can make a mark in the real estate investing realm.

Novice investors can burn themselves quickly.

Top 10 Tips to be Successful in Rental Industry

So, here are the top 10 tips on How to become a real estate investor.

1. Always have a Budget

When you set a budget upfront, your plan works flawlessly. How much will be the final investment and how much return are you expecting. Buying and flipping properties require lots of liquid cash. On the other hand, rentals can generate slow and steady income. An investment should always be within your budget parameters especially if you're taking rental home loans.

Published in Real Estate Investors

How can real estate investors find more profit in each rental property by using blanket mortgage financing?

Some media outlets and green property investors have recently griped about increased competition in the market, while others see increased, and even more, opportunities opening up. Matters not if its a blanket loan, first single rental home, or commercial property, we got you covered. Whether coming up short on inventory or flush with more deals than you can handle no one wants to leave extra money on the table.

Those that know how to find more room in every property are able to find opportunity where others can’t, and position themselves for maximum per deal, annual and overall returns.

find more real estate profit.jpg

Investing in real estate with smart tax strategies and knowing how to negotiate out liens and other fees others don’t know how to, have a significant advantage in the market today. However, even simple tweaks such as using superior investment property loan programs and lenders can make a substantial difference in profit margins and net returns.

To find more spread in each deal investors need to reduce acquisition costs, and, or increase operating cash flow. Blanket mortgage financing can enable rental property investors to do both.

There are at least four ways blanket mortgage financing can aid rental home investors in reducing acquisition costs, including:

  • Acting as a cash buyer, or at least being a superior buyer, armed with working capital from a heavyweight and reliable mortgage lender
  • Buying rental properties in bulk, from other investors, at auctions, from government
  • Ability to close fast, providing negotiation power to demand deeper discounts
  • Reduced borrowing and closing costs from using one loan and one set of closing staff

Ongoing cash flow and operating profit margins are enhanced by:

  • Reduced paperwork, bookkeeping burdens, and staffing or accounting costs
  • Eliminating risk associated with confusion when dealing with dozens of lenders, which can otherwise subject investors to practices such as forced placed insurance fraud, title complications, and more
  • Enhanced credit ratings enable real estate investors to continue to obtain better investment mortgage rates and terms in the future. This comes as a benefit of only having one blanket mortgage, keeping other credit sources free, and reducing debt use burden perceived by credit rating bureaus
  • Streamlined access to more capital for rental property portfolio expansion
  • Ultimately blanket mortgage financing can both help investors reduce risk, and increase rental property returns. Why even think of using any other type of leverage?