RENTAL HOME FINANCING
When we first venture into the realm of real estate investing, we might consider vacation rentals as a good place to start. It can help us get our proverbial feet wet in the researching, financing, and prepping of investment properties, and provide the bonus of having our own getaway spot.
Are short-term rental properties a good investment? That answer might differ depending on who we ask, but to know the answer for ourselves requires a better understanding of what short-term rentals are and their potential benefits.
YES…YES…YES!
Rental Home Financing unleashes a totally new lending platform and is now offering a loan program specifically tailored toward rental, income producing properties such as single family (1-4 units), condos, townhomes & multifamily apartments Nationwide. We lend on the verified lease income/cash flow and LTV of the rental properties not the personal income of the sponsor. We do require re-established credit and a preferred minimum 650 FICO score. Our stated investor requirements can be flexible as we are aggressively pricing each real estate transactions across the United States.
Obviously, stated income loans can be very useful for the investors and professional real estate operators looking to capitalize on today’s low rates and rising market valuations. Many loan programs such as Fannie Mae (FNMA), Freddie Mac (FMCC), many local and big banks are VERY tight with lending on residential rental income investment property and don’t be surprised if they ask you to sign away your first born too for added security.
With all of the new Dodd Frank regulations, there are many banks that have exited the market and many more investor and property owners who are not able to qualify for a traditional bank loans and have a true need to refinance existing debt or purchase a residential portfolio of real estate properties.
Realize your opportunity to take advantage of a currently fast paced residential rental real estate market, increasing property values, and competitive interest rates.
Rental Home Financing offers commercial stated income mortgage loans in most locations including:
Central States | Northern States | Pacific States | Southern States | Western States |
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Illinois | Connecticut | Arizona | Alabama | Colorado |
Indiana | Delaware | California | Arkansas | Idaho |
Iowa | Maine | Nevada | Florida | Kansas |
Kentucky | Maryland | Oregon | Georgia | Montana |
Michigan | Massachusett | Utah | Louisiana | Nebraska |
Minnesota | New Hampshire | Washington | Mississippi | New Mexico |
Missouri | New Jersey | North Carolina | North Dakota | |
Ohio | New York | South Carolina | Oklahoma | |
Wisconsin | Pennsylvania | Tennessee | South Dakot | |
Rhode Island | Virginia | Texas | ||
Vermont | West Virginia | Wyoming |
Call us today – 1-888-375-7977 and speak with one of our qualified representatives.
or
APPLY ONLINE NOW!
Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240
Rental Home Financing, as the best mortgage lenders we originate rental home loan products and cash out refinance investment property loans as the best investment property refinance lenders. Commercial blanket loans are available with a commercial purpose to suit your needs.
Also, as DSCR loan specialists, we are currently authorized to make such loans in most all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). When you are ready to get a mortgage for rental property, we are ready to serve you.