Use Potential Rental Income to Qualify for a Loan

Yes, we can help you get a rental income mortgage for rental property.

A rental income mortgage based on potential rental income for mortgage deals are available. We help you use potential rental income to help you get approved for an investment property without using your debt to income ratio from your W2. You don't need to worry about qualifying income to get into the rental property cash flow business.

This is not for a primary residence, the subject property will be considered commercial property owned through our no ratio DSCR loan (debt to income ratio). As a hard money lender, we have options with loan products that others just can't offer.

How does future rental income to qualify work?

Future rental income represents the total value of rental income for an apartment building or single property rental home at competitive market rates. This means the property does not need to be occupied by renters at the time of purchase.

When considering a rental property, as mortgage lenders we consider the future rental income of the investment properties. The predicted rental income is calculated as the monthly gross income, yes, this is how we have the rental income calculated. Future rental income and projected rental income instead of the actual rental real estate income.

For more information on how to get started with a rental property loan, please contact us.  888-375-7977