Our Rental Home Loans

• Unlike traditional banks and lending institutions, we take a commercial real estate underwriting approach while underwriting portfolios of rental property. More specifically, we use a common since and conservative underwriting approach when evaluating the collateral and cash flow of the assets. Personal debt and income ratios are NOT reviewed.
  
  
• Most banks and lending institutions require the individual sponsors and no corporations allowed for the grantors of their loans. Rental Home Financing mandates all properties be located and controlled by a single newly formed LLC or other corporate veil which enables our borrowers to limit their personal exposure and liability.
  
  
• Fannie Mae (10 properties) and Freddie Mac (4 properties) have limitations on the number of investment home loans per sponsor. Rental Home Financing has eliminated the limitations on the number of cash flowing properties. In fact, we encourage higher numbers and our pricing gets better as the numbers increase.
  
  
• Try getting a Non-recourse lending product from your local bank or the GSE’s. We offer Non-recourse for most of our loan products starting at $500,000.
  
  
• Assumability – All of our loans are assumable to a qualified borrower. Traditional residential mortgage lender loans have due on sale requirements.
  
  
• No limit to the about of cash out when refinancing your residential portfolio.

So if you're looking for a way to improve your rental property business, a Rental Home Financing loan is definitely worth considering. Apply online free for your rental property loan today or call for your free consultation. 888-375-7977