Fast 30 Year Landlord Loans

Loans for Landlords with 30 Yr Fixed Solutions

NO Tax Returns Required

We don’t really care about your personal tax returns.  We understand that most landlords write off expenses and may demonstrate a small or even loss on business returns. 

That’s OK with us…we base our decisions on the LTV and conservative cash flow of the collateral, not your W2, and no proof of employment is required.

Competitive Fixed Rates for Investors
RentalHomeFinancing.com a Direct Portfolio Lender, provides competitive, fixed rate, financing for bulk single family homes and apartment buildings that are for rent. 

Nationwide Footprint

We are offering permanent financing for investors with at least 1 rental property in most areas of the country with our innovative new programs geared toward the entrepreneur/investor. We also service foreign investors.

We will review the cash flow of the property and ensure they put you into a profitable position and will cover the annual debt service of >1.2x.  Our products are commercial loans based upon the cash flow of the property, not you personally. 

NEW - 30/30 Investment Loan Program:
30 Yr. fixed rates for 1 property at a time!

• 30 Year Fixed Rate – 30 Year Amortization

• NO Tax Returns Required

• NO 4506T Forms

• Funds Into Your LLC

• Declining Pre-Payment Penalty

• 75% Of As Is Value

• Unlimited Cash Out

• $75,000 - $5,000,000+ Loan Size

• Competitive Rates

• 620 Minimum FICO

• Close As Fast As 2-3 Weeks

 

NEW - "2nd Generation" Securitization Blanket Loan - Soon Arriving:

Before you sign and send thousands upfront of dollars away in hopes of obtaining a loan, give us a call to discuss your rental portfolio, goals, and opportunity. We OFTEN beat the overall structure of your current lender by offering more favorable loan docs, credit terms/conditions, and a much cleaner closing process. We guarantee it will not be a waste of time. Call us today...1-888-375-7977

 

Blanket Loan Highlights:

5 - 10 - 30 Year

• No Seasoning For Value - (Buy A House Today, Finance For Value Tomorrow)

• Loan Sizes $300K To $30 Million+

• Property Minimum Value - 50-75k - (Depends On MSA)

• Competitive Rates

• 70-75% LTV - LTC Max

• Full Term I/O Available To 60-65%

• Purchase - Refinance - Cash Out

• Unlimited Cash Out

• Blanket Loan Lender

• 5-10-30 Year Fixed Rates

• 30 Year Amortization

• Non US Citizenship OK To 65%

• 620 Min FICO

 Loan Doc Features - Truly Unique Program that will save you 1000's of dollars:

1.  NO Yield Maintenance PPP - Pre-Payment-Penalties)

2. NO Monthly CAPEX Reserve Requirements

3.  NO Long Bond Forms 

4.  NO Fee Requirements For Lender’s Attorney

5.  NO Post-Closing Liquid Reserve Requirements

6.  Recycle Existing LLC Is “OK”

Compatible with Your Current Investment Profile 

• No Need To Form A New LLC Such As Delaware - Use Your Existing One!

• Ability To Sell Or Release Properties At Any Time 

• Ability To Use Your Title/Escrow Company - Of Course Can Use Ours As Well...Your Choice!

• Far Easier Underwriting Guideline Model Than The Competition

• Expeditious Closing Process And Minimumal Closing Costs

Property Types Available for 2nd Generation Blanket Loans:

• Single Family Housing – 2 Property Minimum

• Group Of SFR’s, Condos, Townhomes

• Searching For Stated Multifamily?