Blanket Loans for Portfolio Investors | Rental Home Financing
Rental Home Financing 888-375-7977

One Loan. Multiple Properties. One Payment.

Stop juggling separate mortgages. A blanket loan consolidates your rental portfolio under a single loan with one monthly payment, one closing, and one set of terms.

NMLS #144773 Loans Up to $25M+ Nationwide Lending Equal Housing Lender

Simplify Payments

Replace 5, 10, or 20 separate mortgage payments with one. One due date, one servicer, one check to write every month.

Scale Faster

Add properties to your existing blanket loan as your portfolio grows. One underwriting process covers the entire package.

Release Clause

Sell or refinance individual properties without triggering a payoff of the entire loan. Each property can be released separately.

Blanket Loan Terms at a Glance

Loan Amount $500K – $25M+
Properties 2+ residential rental properties ($500K min loan)
Max LTV Up to 80% (75% cash-out)
Loan Terms 5, 7, 10, or 30-year fixed
DSCR Requirement 1.0x – 1.2x depending on term and LTV
Recourse Full recourse
Release Clause Yes — sell individual properties without full loan payoff
Property Types SFR, 2-4 unit, condos, townhomes, 5+ unit multifamily

How Blanket Loans Work

1

Submit Your Portfolio

Provide details on the properties you want to finance — addresses, current rents, and estimated values.

2

Get a Custom Quote

We structure terms based on your combined portfolio DSCR and LTV. One appraisal package covers everything.

3

Close & Fund

One closing, one set of docs, one payment going forward. Your entire portfolio managed under a single loan.

"I had 8 rental properties on separate loans with different servicers and different rate locks. Rental Home Financing rolled them into one blanket loan and cut my monthly admin time in half. The release clause is a huge bonus — I sold one property last quarter without touching the rest of the loan."

— Portfolio Investor, 8 Properties Consolidated

Consolidate Your Portfolio Today

Send us your property list and we'll quote a blanket loan — no credit pull, no obligation.

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Direct Money Lenders Inc. NMLS #144773. Equal Housing Lender.

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