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Rental Home Financing

Investmentblanket loan information.

Displaying items by tag: rental home financing

Wednesday, 12 December 2012 06:00

Blanket Mortgages for Rental Homes

Blanket Mortgages for Rental Homes
 
Over 4 billion for Blanket Mortgages Rental Homes

We are backed by over 4 billion dollars of financing that has been earmarked for deployment in 2021 for most any property type that is habitable and rented to stable tenants.

Whether your property portfolio consists of 1 or 3,000, we more than likely have a solution to help you grow your business.

Today fixed rates start at 3.5%.

Check out our loan parameters for more specific information or simply call us to learn more about our blanket loan product.

Investment mortgage blanket loan chart for 2020

TermTypeIndexPrepay prd.RecourseMax LTVMin. DSCRAmort.
5 years* Fixed 5-year Swap Options Non-recourse 75% 1.20x 30 years
5 years* Fixed 5-year Swap Options Full recourse 75% 1.20x 30 years
10 years* Fixed 10-year Swap Options Non-recourse 75% 1.20x 30 years
10 years* Fixed 10-year Swap Options Full recourse 75% 1.20x 30 years
Security:
  • First Mortgage Lien or Deed of Trust, plus equity pledge of sponsor.
  • $500,000 to $5,000,000+
  • 5 and 10 year fixed rates available
  • Portfolios of 1 to 4 family rental homes, townhomes, condos and 5+ multifamily
  • Cross collateralized and cross defaulted first mortgage and equity pledge
  • Approved LLC or other commercial entity
  • Up to 75% of BPO/appraised value
  • 30 year amortization depending on price point, age and leverage
  • Competitive market pricing
  • Non-recourse to key principals except for customary bad act carveouts

Call us to discuss your opportunity! - 1-888-375-7977

APPLY NOW - EASY ONLINE NOW

Rental Home Financing Investment Loan Products

Published in Blanket Loans
Wednesday, 16 October 2019 17:29

Tracking Down the Best Cities to Buy Rental Property

Twelve Best Cities to Buy Rental Property

Tracking Down the Best Cities to Buy Rental PropertyBuying rental property can be an extremely lucrative investment. The key to making the most out it is to know where to buy. You’ll need the rundown on the best cities to buy rental property featuring high-growth areas with strong demand for rental housing to turn a profit.

The Twelve Best Cities to Invest in Rental Properties

While you know how important finding the right location is, finding it can be a challenge. Even more challenging is finding a variety of locations that can effectively diversify your portfolio.

Important things to look for when choosing cities to invest in are the growth rates for both jobs and rent prices.

With funding from direct money lenders, you can finance the purchase of rental properties in some of the hottest markets in the country. Here’s a look at some of the best cities to invest in.

Published in Real Estate Investors

How to Do a Cash-Out Refinance on Your Rental Property

What to Know About a Cash Out Refinance Rental PropertyBanks are not easy to work with when it comes to financing rental properties. To do a cash-out refinance on a rental property, you’ll need to work with a direct money lender. These lenders are not subject to the same stingy standards as banks.

Why do Investors Choose to Cash-Out Refinance?

Seasoned investors take advantage of refinancing their rental properties for a number of reasons. They may be able to qualify for a better loan than their original loan, a change in interest rates, the value of the property may increase, or may need to make some improvements.

Published in Real Estate Investors
Thursday, 19 June 2014 05:00

Stated Investors

What is a Residential Investor Stated Income Loan considered to be in 2021?

  • No Personal Tax Return Income Requirements
  • 2 Year BK Discharge OK (with rebuilt credit)
  • Partner Buyouts - OK
  • No W-2′s

YES…YES…YES!

Rental Home Financing unleashes a totally new lending platform and is now offering a loan program specifically tailored toward rental, income producing properties such as single family (1-4 units), condos, townhomes & multifamily apartments Nationwide. We lend on the verified lease income/cash flow and LTV of the rental properties not the personal income of the sponsor.  We do require re-established credit and a preferred minimum 650 FICO score.  Our stated investor requirements can be flexible as we are aggressively pricing each real estate transactions across the United States.

Obviously, stated income loans can be very useful for the investors and professional real estate operators looking to capitalize on today’s low rates and rising market valuations. Many loan programs such as Fannie Mae (FNMA),Freddie Mac (FMCC), many local and big banks are VERY tight with lending on residential rental income investment property and don’t be surprised if they ask you to sign away your first born too for added security.

With all of the new Dodd Frank regulations, there are many banks that have exited the market and many more investor and property owners who are not able to qualify for a traditional bank loans and have a true need to refinance existing debt or purchase a residential portfolio of real estate properties.

Realize your opportunity to take advantage of a currently fast paced residential rental real estate market, increasing property values, and competitive interest rates.

Rental Home Financing offers commercial stated income mortgage loans in most locations including:

Central StatesNorthern StatesPacific StatesSouthern StatesWestern States
Illinois Connecticut Arizona Alabama Colorado
Indiana Delaware California Arkansas Idaho
Iowa Maine Nevada Florida Kansas
Kentucky Maryland Oregon Georgia Montana
Michigan Massachusett Utah Louisiana Nebraska
Minnesota New Hampshire Washington Mississippi New Mexico
Missouri New Jersey   North Carolina North Dakota
Ohio New York   South Carolina Oklahoma
Wisconsin Pennsylvania   Tennessee South Dakot
  Rhode Island   Virginia Texas
  Vermont   West Virginia Wyoming

Call us today – 1-888-375-7977 and speak with one of our qualified representatives.

Published in Stated Investor
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Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240

ABOUT US
Rental Home Financing originates commercial blanket loans with a commercial purpose and is not currently authorized to make such loans in all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). 

CALL TODAY: 888-375-7977
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