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9465 Counselors Way Suite #200, Indianapolis, IN 46240

Rental Home Financing

Investmentblanket loan information.

Benefits of an RHF loan VS a traditional residential home loan

rental-house-loan-benefitsWhat are some of the benefits of a Rental Home Financing loan versus a traditional residential home loan?

Rental Home Financing’s loan products are specifically tailored for rental property investors that have been acquiring houses over the past several years.  We understand the limitations Fannie Mae, Freddie Mac and local banks have on this type of property.

Everyone you speak with on our team, is dedicated to serving this underserved segment of the market.

 

 

  • Unlike traditional banks and lending institutions, we take a commercial real estate underwriting approach while underwriting portfolios of rental property. More specifically, we use a common since and conservative underwriting approach when evaluating the collateral and cash flow of the assets. Personal debt and income ratios are NOT reviewed.
  • Most banks and lending institutions require the individual sponsors and no corporations allowed for the grantors of their loans. Rental Home Financing mandates all properties be located and controlled by a single newly formed LLC or other corporate veil which enables our borrowers to limit their personal exposure and liability.
  • Fannie Mae (10 properties) and Freddie Mac (4 properties) have limitations on the number of investment home loans per sponsor. Rental Home Financing has eliminated the limitations on the number of cash flowing properties. In fact, we encourage higher numbers and our pricing gets better as the numbers increase.
  • Try getting a Non-recourse lending product from your local bank or the GSE’s. We offer Non-recourse for most of our loan products starting at $500,000.
  • Assumability – All of our loans are assumable to a qualified borrower. Traditional residential mortgage lender loans have due on sale requirements.
  • No limit to the about of cash out when refinancing your residential portfolio.
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Rental Home Financing
9465 Counselors Way
Suite #200,
Indianapolis, IN 46240

ABOUT US
Rental Home Financing originates commercial blanket loans with a commercial purpose and is not currently authorized to make such loans in all areas of the United States. Specific circumstances will determine whether we have the ability approve/close portfolio rental home loans in your state(s). 

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